Darna Visa Signature Credit Card

Your key to savouring every moment

Unlock a premium lifestyle with unmatched rewards, seamless redemption, and exclusive benefits.

Earn 7.5% back as Darna Points

Redeem instantly across 1,200 Aldar destinations

Complimentary Darna Gold tier status

Darna Visa Signature Credit Card

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Key benefits and highlights

Darna Membership

Enjoy exclusive benefits and offers included with automatic Darna Gold tier status

Darna Points

10 Darna Points = AED 1 on redemption with your Emirates NBD Darna Credit Card

0% Installment Plan

0% Installment Plan at no cost across Aldar Education & Property

Roadside Assitance

Complimentary roadside assistance including recovery, towing, fuel delivery and battery boost

Welcome offer

Earn 3,000 Darna Points

Spends Bonus

Earn 3,000 Darna Points when you spend AED 15,000 in first 3 months

First Year Free

First year free for a limited time only

Earn & Redeem Darna Points

Earn 7.5% back as Darna Points on all spends at Aldar destinations including Yas Mall, Yas Island theme parks, hotels, spas, golf courses and other iconic Abu Dhabi attractions

Earn 1% back as Darna Points on Card spends outside Aldar destinations

Redeem Darna Points instantly at over 1,200 Aldar destinations

Redeeming made simple

10 Darna Points = AED 1 upon redemption

Steps to Redeem:

Step 1

Check your Darna Points balance on your Darna app or ENBD X App.

Step 2

Inform the cashier that you want to redeem Darna Points. Insert your card into the POS terminal and choose between ENBD VISA and Darna Points.

Step 3

Select ENBD VISA for standard transactions or Darna Points for redemption of your Darna Points. For partial redemptions, split the amount into two transactions as needed.

Earn and redeem your Darna Points at participating Darna Partners

Darna Gold Membership

Get automatic Darna Gold tier status

Enjoy a complimentary Darna Rewards by Aldar Gold membership that brings you exclusive benefits across Aldar*:

Up to 30% off hotel stays and 20% off dining at Yas Plaza Hotels

Discounts on golf sessions, padel tennis, and country clubs

*These benefits are only a summary of the full suite of benefits offered by the Darna program and are subject to change by Darna according to their terms and conditions. Please refer your Darna App for comprehensive guide to your Darna tier benefits.

Airport Lounge Access

Complimentary lounge access with Visa Airport Companion App

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Movie benefits

'Buy 1 get 1 free' on movie tickets

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Pay on the go with Emirates NBD Cards

Make secure, cashless payments using your compatible phone or wearable.

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New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

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Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Requirements and documents

Minimum salary: AED 12,000

Interest rate: 3.25%

Annual fees: AED 300

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Darna Credit Card Benefits

Darna Credit Card T&Cs

General T&Cs

What our customers are saying

"One of the best Credit Cards in the UAE. From the discount on dining to easy instalment plans and cash on Card"

Gnew Weng

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Everyday banking

Cardless cash withdrawal

Have a question? Visit our Help & Support section for answers to your queries.

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