DirectRemit | International Money Transfer

Sending money abroad has never been simpler

Quick

Near real-time transfers

Accessible

Available 24/7

Economical

Flat fees, or free to select countries

Send money to your loved ones abroad

India

Currency: INR

Limit: INR 1,000,000

Coverage: All banks

Fees: NIL

Europe

Currency: EUR

Limit: EUR 15,000

Coverage: All banks

Fees: NIL*

View list of countries

United Kingdom

Currency: GBP

Limit: Pounds 25,000

Coverage: All banks

Fees: NIL

Philippines

Currency: PHP

Limit: PHP 50,000

Coverage: All banks

Fees: NIL

Pakistan

Currency: PKR

Limit: PKR 1,000,000

Coverage: All banks

Fees: NIL

Sri Lanka

Currency: LKR

Limit: LKR 999,999

Coverage: All banks

Fees: NIL

Hong Kong

Currency: HKD

Limit: HKD 15,000

Coverage: All banks

Fees: NIL*

Singapore

Currency: SGD

Limit: SGD 15,000

Coverage: All banks

Fees: NIL*

Australia

Currency: AUD

Limit: AUD 15,000

Coverage: All banks

Fees: NIL*

Egypt

Currency: EGP

Limit: EGP 250,000

Coverage: Only to Emirates NBD Egypt bank accounts

Fees: NIL

*Flat fee of AED 26.25 will be applied per transfer starting from 1^st September 2025. Please refer to the Schedule of Fees and Charges

* Priority Banking and Beyond from Personal Banking customers are exempt from DirectRemit fees.

Other ways of transferring money

Fixed Deposits & Foreign Currency Accounts

Make the most of your foreign currencies

Take advantage of higher interest rates on foreign currencies in our Fixed Deposit Accounts, accessible via Online Banking.

Accounts

Foreign Currency Cash

Need cash in a different currency?

Buy or sell your preferred foreign currency cash through our branches

Exchange foreign currency

GlobalCash Card

15 currencies, 1 card

Take off on your journey with a card that understands the currency of the country you're traveling to.

GlobalCash Card

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Frequently asked

ATM fees and charges

Have more questions? Visit our support pages

Additional guidelines & terms related to remittances

Please find below the applicable terms and related customer notifications for processing of various FX transactions across Emirates NBD services and channels:

FX rates are indicative

Warning: This product/service may be affected by changes in foreign currency exchange rates.

Exchange rate displayed on transfer pages are indicative. Prevailing rates will be applied at the time of processing.

Processing time

Warning: The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances.

Penalties & Fees

Warning: Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete information for remittances.

Ensure accuracy of details provided prior to submitting the transfer request. In case if customer provides incorrect or incomplete details transactions will be rejected & refunded at prevailing exchange rates and loss if any will have to be borne by the remitter.

Additional fees by correspondent bank

Warning: Additional fees may be levied by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances.

The beneficiary payout amount may be subject to additional costs. Correspondent bank charges may be applicable subject to currency, destination country/bank and amount basis selection of charge code.

Correspondent Bank charges for International Transfers

Cooling-off waiver

Customer agrees to waive cooling-off period for the FX transaction as it requires immediate processing.

Cancellation Process

Ensure accuracy of details provided prior to submitting the transfer request. To cancel or recall any transfer sent, contact the Emirates NBD call center/branch for submitting the request within 24 hours. The processing of such request is subject to refund/reversal confirmation from beneficiary or correspondent bank. Exchange loss amount, if any, shall be levied in such cases.

Please refer to respective service pages for applicable processing time, cancellation process and other related FAQs:

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