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Home loans for UAE Nationals

Benefits
  • Financing up to 85% of the property value
  • Loan amount offered up to AED 25 million
  • Government housing included

Home Loans for Self Construction

Benefits
  • Up to 100% financing of construction cost
  • Payment holiday for 2 years or construction completion whichever is earlier
  • Loan amounts up to AED 25 million
  • Fixed rate interest option available

Home Loans for Expatriates

Benefits
  • Financing up to 80% of the property value
  • Borrow up to AED 25 Million or 84 salary multiples (whichever is lower)

Loan Against Property for UAE Nationals

Benefits
  • Loan amount of up to AED 25 million
  • Loan-to-Value (LTV) up to 70%
  • Loan against fully constructed and completed properties across all emirates

Loan Against Property for Expatriates

Benefits
  • Borrow up to AED 25 million
  • Financing up to 80% of the property value
  • Loan tenor up to 25 years

Mulhaq Loans

Benefits
  • Loan amount of up to AED 25 million
  • Loan-to-Value (LTV) up to 70%
  • Minimum 21 years old to be eligible

Government housing program

Benefits
  • 0% interest on loan amounts up to AED 800,000
  • Zero Processing Fee and Discounted valuation fee
  • Optional Life insurance

Benefits of getting a home loan with Emirates NBD

1

Mortgage loan buyouts

Switch your existing home loans to Emirates NBD and benefit from our low-interest rates and higher loan amounts
2

Commercial loans for retail spaces & office units

Purchase constructed and ready commercial properties with our commercial mortgage loans
3

Home Loans for non-residents

Own a home in the UAE while living in your home country with our loans for non-residents
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