Balance Conversion |Balance Conversion Benefits

Instant conversion with easy EMIs

Convert up to 100% of your outstanding balance with a tenure of up to 48 months

Hassle-Free

No documentation

Earn Rewards

Continue to earn points on purchases

Disclaimer:

Monthly installments are calculated using an illustrative installment amount of AED 10,000, effective interest rate of 0.89% per month (reducing balance) and 0% processing fees for 12 months tenure.
Actual interest rates vary by tenure and are subject to the bank's policy. Kindly log in to your Mobile App or Online Banking to check the eligible transactions, applicable interest rate and processing fees.
Processing fees will be charged as part of first monthly installment.

Installment Calculator

Monthly Installment payable

AED

View your payment schedule

Apply Now in

Click on the Balcon link received via SMS or push notification on your mobile app
Select the amount and repayment period

In case of early settlement of balance conversion, cancellation fee of 1% of principal outstanding plus 5% VAT will be applicable. Should you require any further clarification or for pre-closures, please call us on 600 54 0000 or +971 600 54 0000 for international customers.

Terms and conditions

Login to your Emirates NBD app
Select your Credit Card on the dashboard
Click on Balance Conversion
Select Amount and Repayment Period

Terms and conditions

Login to your Online Banking
Go to My Finances > Cards and select your Credit Card
Click on Balance Conversion
Select Amount and Repayment Period

SMS Balcon to 4456

Terms and conditions

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