Scholar Plus Education Loan

Let us help you fulfil their dreams

Learn while you earn and give your career a boost with this special loan for executives.

Attractive interest rates

Scholar Protect*

Loan amount of up to 125% on course fee**

Apply now

*Covers the loan outstanding in case of an eventuality
**Maximum loan amount can be up to AED 300,000.
Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.

Scholar Plus Education Loan

Get your loan

Top-up your existing loan with us for extra cash

Key features and benefits

Zero early settlement fee on top-ups
No minimum EMI payment on your existing loan is required to apply for a top-up
Free Global Cash card
Free Credit life insurance
Loan amounts of up to AED 300,000
Loan tenure up to 48 months
Avail up to 2 non-consecutive deferments in a loan cycle

Top up your loan

I want to borrow

AED 25,000 AED 300,000

12 months 60 months

You can borrow AED {0} Personal Loan

with monthly payments as low as

AED

Tentative rate: 4.99% reducing p.a.

Rates and benefits will be applicable based on the customers segment, eligibility and borrowing capacity as per the banks credit policy and central bank regulation.

An education loan for students so they can focus only on their studies

Key benefits and highlights

Loan amounts of up to AED 300,000
Loan tenure up to 48 months
Free Credit life insurance
Free Global Cash card
Preferential rates on currency conversions including USD and Pound Sterling (limited to foreign currency accounts)
Avail up to 2 non-consecutive deferments in a loan cycle

Terms and conditions apply.

Apply now

I want to borrow

AED 25,000 AED 300,000

12 months 60 months

You can borrow AED {0} Personal Loan

with monthly payments as low as

AED

Tentative rate: 4.99% reducing p.a.

Rates and benefits will be applicable based on the customers segment, eligibility and borrowing capacity as per the banks credit policy and central bank regulation.

Benefits of getting a loan with Emirates NBD

Credit Life Insurance

An insurance for your outstanding loan to protect you in case of an eventuality

7 day loan return

Return your personal loan to the bank even after it's credited to your account

Debt consolidation

Lighten your financial payments with our One Pay facility

AECB score

Process your application faster with a good AECB score

Co-applicant program

Increase your eligibility by applying with a salaried spouse or a family members

Easy loan applications

Getting a loan with us is the smart thing to do

Eligibility

Salary should be transferred to Emirates NBD

Minimum salary: AED 5,000

Parents of students should be UAE Nationals or expats on UAE residency

Not mandatory for the employer to be on our approved list of companies

Documents required to apply

For new loans

Here are a list of documents required to complete your application:

Passport, visa & Emirates ID of applicant
Income documents of applicant
Proof of enrolment / copy of student ID card
Passport copy of the student & relationship proof of applicant and student
Fee invoice / quotation from the educational institution

For topping up your loan

Documents required to apply for Top up:

Passport, visa & Emirates ID of applicant
Income documents of applicant
Fee invoice / quotation from the educational institution

For new loans

Here are a list of documents required to complete your application:

Passport, visa & Emirates ID of applicant
Income documents of applicant
Proof of enrolment / copy of student ID card
Passport copy of the student & relationship proof of applicant and student
Fee invoice / quotation from the educational institution

For topping up your loan

Documents required to apply for Top up:

Passport, visa & Emirates ID of applicant
Income documents of applicant
Fee invoice / quotation from the educational institution

Apply for an Emirates NBD loan and be part of the most innovative bank in the region

What our customers are saying:

"The loan approval time was very good. They have approved the loan within 2 or 3 days."

Apply now

Support

How can we help?

Applying for a personal loan
Applying for a personal loan top-up

Early loan settlement
Partial loan settlement

Direct debit for loans
Restructure your loan

Are you struggling financially?
Defer your loan payments

Our accessible and inclusive banking services

Have a question? Visit our Help & Support section for answers to your queries.

Borrow wisely – a few things you should know

If you don’t make the monthly payments towards your loan on time, you will incur a late payment fee
Missing repayments can affect your credit score, limiting your ability to access loans or financing in the future
If you refinance your loan or defer your payments, your loan will take longer to pay back, and you may pay more interest
If you can’t meet a monthly payment, apply in advance for a deferment. You can do this up to twice a year

It’s important to read the terms and conditions and know the fees and charges before you apply for a loan.