Fixed Rate Auto Loan

Don’t worry about the rates, focus on the road!

We fix your interest rate so you know what to expect and can plan your finances better

Free Bank Account

Free Credit Card for the first year

Flexible Payment Options

Get your pre-qualification letter now

Fixed Rate Auto Loan

Get your loan

Get your car and fill it with cherished memories

Finance up to 80% of the of vehicle cost
No salary certificate and driving license required
Available for salaried and self-employed individuals
First Year Free Credit Card
0% installment payment plan on Emirates NBD credit card
Avail one deferments in a loan cycle
Loan tenure up to 60 months
Finance used cars up to 12 years old
Apply with a co-borrower

Key benefits and highlights

Loan approvals in half a day with easy process and simple documentation.
Attractive pricing for passenger and business vehicles with flexible payment options.
Large distribution channels with vast branch network and secure online and mobile banking.
Online Salik Recharge and RTA fine payment facility.
Preferential Motor Insurance rates through our preferred partners.
Free bank account and free credit card for the first year.

Terms and conditions apply.

Apply now

I want to borrow

AED 25,000 AED 300,000

12 months 60 months

You can borrow AED {0} Auto Loan

with monthly payments as low as

AED

Flat rate: 2.69% p.a. and reducing rate of 5.06% p.a. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy

Why you should get an Emirates NBD car loan

Easy process and documents

Apply without the need to show your driving license or salary certificate & get your loan approved the same day!

Free credit card and 0% installment plan

Free credit card and 0% installment plan on all automatic vehicles.

Easy access across UAE

Presence across the UAE with large distribution and branch network as well as secure online and mobile banking.

Eligibility

Minimum down payment: 20%

For salaried customers only

Documents required to apply

For a new car loan

Salaried Individuals:

Quotation for new cars
Car valuation for used cars
Auto loan application form
Original Emirates ID and copy or passport and copy with resident visa page
Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
Car valuation for used cars

Self-employed:

Quotation for new cars
Car valuation for used cars
Auto loan application form
Original Emirates ID and copy or passport and copy with resident visa page
Trade License copy
Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
latest 3-month bank statement for non-banking customers

For mortgage release on your car

You can apply for a mortgage release on your car only when you have paid back your loan in full. This service is free of cost.

Apply by e-mail to customersupport@emiratesnbd.com or visit a branch with the documents below.

Things to remember when emailing us:

Send the request from your e-mail address registered with the bank.
Mention your auto loan agreement ID or the 20-digit auto loan account number along with your registered mobile number.
Mention ‘Auto loan mortgage release’ as e-mail subject line.
Attach clear, scanned image of the documents below:

Documents you need to attach to the email or bring with you to the branch:

For vehicles registered in Dubai:

Vehicle Mulkiya and Emirates ID (bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

Vehicle Mulkiya copy (both sides)
Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here