Overview - Credit Ratings and Debt

Our public debt issuance programmes and relevant documentation

Public Issue	Tenor	Value Date	Maturity Date	Coupon	Currency	Size		Prospectus
Public Issue	Tenor	Value Date	Maturity Date	Coupon	Currency	(Mn)	(USD Mn)	Prospectus
AUD 200 mn	10 years	12-Oct-2017	12-Oct-2027	4.85%	AUD	200	156
USD 285mn	30NC5	6-Feb-2018	6-Feb-2048	ZC	USD	285	285
AUD 450mn	10 years	9-Feb-2018	9-Feb-2028	4.75%	AUD	450	360
USD 1,000mn Tier 1	Perp NC6	3-Mar-2019	3-Mar-2025	6.13%	USD	1,000	1,000
USD 500mn	5 years	18-Feb-2020	18-Feb-2025	2.63%	USD	500	500
AUD 700mn	10 years	26-Feb-2020	26-Feb-2030	3.05%	AUD	700	467
USD 750mn Tier 1	Perp NC6	9-Jul-2020	9-Jul-2026	6.13%	USD	750	750
USD 500mn Sukuk	5 years	23-Sep-2020	23-Sep-2025	1.83%	USD	500	500
USD 750mn	5 years	13-Jan-2021	13-Jan-2026	1.64%	USD	750	750
USD 750mn Tier 1	Perp NC6	27-May-21	27-May-27	4.250%	USD	750	750
USD 500mn Sukuk	5 years	2-Nov-21	2-Nov-26	2.082%	USD	500	500
USD 500mn	5 Years	21-Oct-22	21-Oct-27	5.625%	USD	500	500
AED 1,000mn	3 Years	12-Jan-23	12-Jan-26	5.125	AED	1,000	272
AED 1,000 mn Sukuk	3 Years	15-Feb-23	15-Feb-26	5.05%	AED	1,000	272
AUD 450 Senior	10 Years	21-Feb-23	21-Feb-33	6.10%	AUD	450	314

Current Credit Ratings for Emirates NBD Group together with the most recent statement by the rating agency on the status and outlook

	Long term / Short term	Outlook	Most Recent Rating Action	Downloads
Moody's	A2 / P-1	Positive	Outlook upgrade to Positive (23 May 2024)	Issuer Profile (15 March 2024)
				Rating Action (23 May 2024)
				Credit Opinion (1 December 2023)
Fitch	A+ / F1	Stable	Ratings Affirmed (25 October 2023)	Full Rating Report (25 October 2023)
Fitch	A+ / F1	Stable	Ratings Affirmed (25 October 2023)	Rating Action Commentary (04 September 2024)
Capital Intelligence	A+ / A1	Stable	Ratings affirmed (4 October 2024)	Credit Rating Press Release (4 October 2024)

View the amended articles in the Memorandum of Association and Articles of Association here