ATM fees and charges

Our ATMs are free of charge, but a fee applies for cash advances on credit cards

ATM Charges

Depending on your banking package, withdrawals from Emirates NBD ATMs, along with other ATMs locally and internationally, are free of charge if you’re using an Emirates NBD debit card.

For more details, read our Schedule of Fees and Charges.

Cash Advance Fee on your credit card

A Cash Advance Fee of 3% or AED 99 (whichever is higher) applies when withdrawing cash from an ATM using a credit card. In addition, any time you make a cash advance transaction, you will start incurring finance charges. There’s more information here.

FAQs

Is there a fee for cardless ATM withdrawals?

No, there are no fees for cardless cash withdrawal.

Is there a fee for using Emirates Islamic Bank ATMs?

No, there are no fees when withdrawing cash using your Emirates NBD Debit Card at an Emirates Islamic Bank ATM. If you withdraw cash using your Emirates NBD Credit Card, these fees will be apply.

How are finance charges calculated?

Finance charges are calculated on an average daily balance basis for your retail purchases and cash advance transactions from the transaction date to the repayment date.

The bank can increase the finance charges if the cardholder is two or more payments overdue.

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