Our payment solutions provide you with reliable and cost effective ways to automate your payment processes. Our payment product suite enables you to:

• Pay your domestic and cross-border beneficiaries via cheques and telegraphic transfers with ease.
• Initiate salary payments to domestic and cross-border employee accounts with any bank. We also support payments through the UAE Central Bank's Wage Protection System.
• Make pension contribution payments to the General Pension Social Security Authority (GPSSA) for Emirati employees.
• Pay merchants and service providers such as DEWA, Salik, Dubai Municipality and Telecoms services (Etisalat and du).
• Manage payments of your corporate credit cards.
• Our Remote Cheque Printing solution enables you to print cheques and digitally imprint signatures from the convenience of your office premises.

Our collection services provide visibility of your receivables and enhance your business. We have a wide range of collection services that caters to your needs, and allows you to:

• Manage your bulk cash requirements through Smart Cash Deposit Machines (SCDM) installed at your premises.
• Digitally scan all of your collection cheques using the Remote Cheque Deposit Service (ICCS Collect).
• Collect electronic payments from your customers through the UAE’s Direct Debit System.
• Our custodial services for post-dated cheques ensure timely credit on the due date, thus eliminating operational activities and reducing costs.
• Our vendor services provide secure cash and cheque pickup and delivery services through an authorised security agency. We also provide courier services for the pickup and delivery of documents.

Our experienced relationship and product teams provide advisory and escrow services to suit your specific requirements. Our dedicated Escrow Operations team manages your day-to-day operations and account reconciliation. These services include:

• Real Estate Escrow – We are authorised by the UAE’s land regulators in Dubai & Abu Dhabi, to act as an account trustee to open your escrow accounts for off-plan residential projects. We provide you with account opening support and guidance on regulations governing real estate escrow.
• Commercial Escrow – We advise, customise and manage escrow accounts which pertain to your specific commercial needs.
• Owners Association / Body Corporate – The Real Estate Regulatory Authority (RERA) and Dubai International Financial Centre (DIFC) have authorised us to open and manage escrow accounts for registered companies with the Owners Association and with Body Corporate.

Our Liquidity Management Solutions (LMS) and Account Services enable customers to take well-informed funding or investment decisions through our range of products:

• Account Aggregation - Allows you to view all of your group accounts in a single view.
• Cash Concentration – Helps in identifying excess cash available and better managing your cash by transferring funds from different accounts into a central account.
• Notional Pooling Facility - Minimises your interest expenses by offsetting debit and credit positions as well as reduces your operating expenses.
• Our suite of account types such as Current, Call and Fixed Deposits can help you take care and be in complete control of your finances.