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Visit our dedicated support center for answers to all your banking-related questions.
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Start your banking journey with the leading bank in the region.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
View support centreEveryday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Start your Priority Banking journey and live your success
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
You can now take advantage of businessONLINE’s Cardless Cash Withdrawal feature – a safe and convenient way to distribute cash to your beneficiaries.
Empower suppliers, vendors or staff to withdraw cash from your corporate account through our widespread network of 250+ ATMs across UAE.
Can be allocated to anyone with a UAE mobile number and valid Emirates ID
PIN will be sent to beneficiary's mobile number, with a validity of 24 hours
Bulk upload and bucket transactions options to allocate cash to multiple beneficiaries
Users can recall the transaction before the beneficiary withdrawal
Can be used to distribute petty cash amongst the employees, reduces the risk of having cash at one location for distribution
No requisition of Debit/Prepaid Card, reducing the maintenance cost
To initiate a request, login to businessONLINE
Select the Cardless Cash Withdrawal menu
Enter the amount and select desired beneficiary
Upon authorisation, a reference number will be sent to beneficiary's mobile number
Beneficiary can visit any of the Emirates NBD ATMs and withdraw cash within 24 hours from receipt of SMS
Cardless Cash Withdrawal is a businessONLINE (For non-individual customers) and Mobile App (for individual customers) feature which allows you to provide special access to third parties (with a UAE mobile number and Emirates ID), to withdraw a specified amount of cash from your account through any Emirates NBD ATM.
For non-individual customers, once you register a person as a beneficiary through businessONLINE, you can log in and initiate a transaction by specifying details such as amount and beneficiary's mobile number. Inform the nominated person about the amount which he/she is allowed to withdraw. Once the request is initiated online, the beneficiary will receive an authorisation code via SMS on their UAE mobile number with which they can visit any Emirates NBD ATM and withdraw the specified amount of cash.
Any businessONLINE user who has access to the Own Account Payments option, can access Cardless Cash Withdrawal option.
The Cardless Cash Withdrawal product will be entitled by default, if the Own Account Payment product is entitled to the businessONLINE subscription, Cardless Cash Withdrawal product will follow the same Authorisation Workflow as that of Own Account Payment product. However, the admin user can amend the workflow later on.
For non-individual customers, login to businessONLINE, click on the Payments tab. Click on Initiate Payments, and then on Cardless Cash Withdrawal. To know more, please refer to our user guide. For individual customers, you can login to Mobile app and use the mePay transfer option.
Cardless Cash Withdrawal is a businessONLINE (For non-individual customers) and Mobile App (for individual customers) feature which allows you to provide special access to third parties (with a UAE mobile number and Emirates ID), to withdraw a specified amount of cash from your account through any Emirates NBD ATM.
For non-individual customers, once you register a person as a beneficiary through businessONLINE, you can log in and initiate a transaction by specifying details such as amount and beneficiary's mobile number. Inform the nominated person about the amount which he/she is allowed to withdraw. Once the request is initiated online, the beneficiary will receive an authorisation code via SMS on their UAE mobile number with which they can visit any Emirates NBD ATM and withdraw the specified amount of cash.
Any businessONLINE user who has access to the Own Account Payments option, can access Cardless Cash Withdrawal option.
The Cardless Cash Withdrawal product will be entitled by default, if the Own Account Payment product is entitled to the businessONLINE subscription, Cardless Cash Withdrawal product will follow the same Authorisation Workflow as that of Own Account Payment product. However, the admin user can amend the workflow later on.
For non-individual customers, login to businessONLINE, click on the Payments tab. Click on Initiate Payments, and then on Cardless Cash Withdrawal. To know more, please refer to our user guide. For individual customers, you can login to Mobile app and use the mePay transfer option.
Yes multiple Cardless Cash withdrawals can be initiated, till it is within the daily limit.
Yes. The withdrawal amount should always be in multiples of 100 e.g., AED 100, 200, 5,000 etc. The maximum withdrawal amount per request is AED 20,000. You can initiate a maximum of 10 Cardless Cash Withdrawal requests per day from all your company's accounts, collectively (i.e. per CIF).
For non-individual customers per day, a maximum amount of AED 200,000 can be withdrawn from all your company's accounts, collectively (i.e. per CIF). For individual customers per day, a maximum amount of AED 2000 can be withdrawn, and AED 5000 per month.
Once the beneficiary receives the authorisation code via SMS, he/she can visit any Emirates NBD ATM and follow the steps below:
The authorisation code received via SMS is valid for 24 hours. The expiry date and time will be mentioned in the SMS.
If the beneficiary does not withdraw the amount before the authorisation code expires, the request will be cancelled automatically, and the amount will be returned to your account.
The SMS can only be sent once per Cardless Cash Withdrawal request. In this case, you can cancel the request through businessONLINE and initiate a new request to the beneficiary.
Yes, a Cardless Cash Withdrawal request to a single beneficiary can be cancelled through businessONLINE as long as the beneficiary has not withdrawn the cash. However, requests initiated to multiple beneficiaries using the Basket or File Upload options cannot be cancelled online.
Once the request is initiated, you will not be able to correct the mobile number. You can cancel the request through businessONLINE and initiate a new request with the correct mobile number.
Yes, when initiating the request online, you can set up any upcoming date (including bank holidays) when you would like the cash withdrawal request to be executed. Your beneficiary will receive the authorisation code to withdraw the amount on the selected date.
No. There is no cut off time to initiate Cardless Cash Withdrawal requests.
Yes, Cardless Cash Withdrawal requests can be initiated on bank holidays.
No, the Cardless Cash Withdrawal service is free.
No. Currently Cardless Cash Withdrawal requests are not available on Host2Host.
If the beneficiary enters the incorrect authorisation code in the ATM three times successively, the request will be cancelled, and an SMS notification will be sent to you and the beneficiary.
If the beneficiary enters the wrong amount when withdrawing the cash, the request will be cancelled, and an SMS notification will be sent to you and the beneficiary.
If you have initiated multiple Cardless Cash Withdrawal requests to the same beneficiary and if he/she enters the incorrect authorisation code for any one request, all the Cardless Cash Withdrawal requests for that beneficiary will be cancelled. Once cancelled, both you and the beneficiary, will receive a notification via SMS about the cancelled requests.
The beneficiary would be required to insert their Emirates ID in the ATM when withdrawing cash only if they are not an Emirates NBD customer.
No. Cash can only be withdrawn from ATMs in AED currency.
If the beneficiary does not withdraw cash before the authorisation code expires, the amount will be reversed to your account automatically. Once the code expires, the beneficiary cannot use it to withdraw cash. You would have to initiate a new request to the beneficiary.
No. Currently, only UAE mobile numbers can be used for Cardless Cash Withdrawal requests.
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