U By Emaar Family Credit Card

Distinctively rewarding

A credit card that rewards you with enriching experiences every day

Reward points

Earn up to 5% back on your spends

Blockbusters with Reel Cinemas!

Buy 1 get 1 free on movie tickets at Reel Cinemas

Emaar and Entertainment discounts

Get 10% off Spas at Emaar Hospitality group Hotels

U By Emaar Family Credit Card

Get your card

At a glance

Now each unforgettable experience is even more rewarding

Minimum salary: AED 5,000

Free for life

Key benefits and highlights

Distinctively rewarding

Earn Upoints on spends

1% for all spends
5x extra on spends in Emaar
25% base Upoints for spends in grocery and supermarkets
10% base Upoints for spends in fuel, government services and telecommunication payments
5% Upoints back on spends in Emaar malls and when you dine or stay at Emaar Hospitality Group hotels and restaurants

Buy 1 get 1 free on movie tickets at Reel Cinemas
Up to 30% discount on entertainment at Emaar Entertainment Group including The Dubai Underwater Zoo, Kidzania and Dubai Ice Rink
Interest rate: 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

Shop

Get 5% back as Upoints on all your shopping & dining spends and redeem them instantly at over 1500+ stores across your favorite brands

Stay

Get 5% back as Upoints when you stay at Emaar Hotels

You'll also get 10% off on spas at Emaar Hospitality Group.

Terms and conditions

Dine

Get 5% back as Upoints when you dine at restaurants

Get up to 10% off on F&B at Emaar Hospitality Group including atmosphere and Thiptara restaurants

Pay on the go with Emirates NBD Cards

Make secure, cashless payments using your compatible phone or wearable.

Know more

Play

Enjoy up to 30% off on entertainment

Enjoy up to 30% off on Entertainment at Emaar Entertainment Group including The Dubai Underwater Zoo, Kidzania and Dubai Ice Rink

Enjoy

Buy one get one free on movie experiences

Terms and conditions

New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Learn more

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

Know more

More advantages exclusively for you

Requirements and documents

Minimum salary: AED 5,000

No minimum spend requirement

Free for life

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Redeem Upoints

Earn Upoints

U by Emaar T&Cs

Credit Cards T&Cs

Cards support

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"

Gnew Weng

Apply for your card

Support

We're here for you

Apply

Apply for a credit card
Receiving your card
Pay your credit card dues in installments
Balance Transfer

Rewards & Benefits

Understanding your rewards

Request help

Reset your PIN

Update your info

Update your phone number

Everyday banking

Cardless cash withdrawal

Have a question? Visit our Help & Support section for answers to your queries.

Other credit cards

Looking for something different?

LuLu 247 Platinum Credit Card

Earn up to 7% back as LuLu Points on your daily spends and with no minimum spend requirement

Know more

U By Emaar Infinite Credit Card

A credit card that rewards you with enriching experiences every day

Know more

more app