LuLu 247 Titanium Credit Card

Shop as usual. Get more than usual.

Earn up to 3.5% back as LuLu Points on your daily spends and with no minimum spend requirement

Rewards

Up to 3.5 % back as LuLu Points on daily spends

Welcome offer

0% balance transfer with no processing fees

LuLu 247 Titanium Credit Card

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At a glance

We make your experiences even more rewarding

Minimum salary: AED 5,000

Exclusive privileges and offers at LuLu

Free for life

Key benefits and highlights

Your shopping at LuLu just got more exciting

Earn LuLu Points on spends
- 3.5% on LuLu in-store and online spends
- 2% on fuel spends
- 1% on utility bill payments
- 0.35% on other spends
Welcome offer: 0% interest on balance transfers with no processing fees
Special member benefits at LuLu including priority checkout, early access to sales and promotions, free shipping on LuLu online and other discounts
Complimentary lounge access to over 10 regional airports
Easily redeem LuLu Points at over 70 LuLu stores
Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

*The “Buy 1 Get 1” movie benefit will be discontinued for Lulu 247 Titanium Cardholders, effective 15^th January 2024.

Calculate your rewards

How much do you usually spend per month on...

LuLu in-store and online?

Fuel?

Utility bill payments?

Retail and other expenses?

With the LuLu 247 Mastercard Titanium Credit Card, you could earn

LuLu Points per year

Please note that this is a just an estimated calculation

Benefits of your
LuLu 247 Titanium Credit Card

Welcome offer

Exclusive offers to welcome you onboard

0% interest on balance transfer with no processing fee

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Member benefits

Special offers at LuLu

Priority checkout at LuLu stores

Early access to major sales and promotions

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Pay on the go with Emirates NBD Cards

Make secure, cashless payments using your compatible phone or wearable.

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Airport lounge access

Complimentary lounge access to over 10 regional airports

Complimentary lounge access to over 10 marhaba and CAC lounges in UAE, KSA, Jordan, Kuwait and Egypt

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Complimentary lounge access to over 10 regional airports

Complimentary lounge access to over 10 marhaba and CAC lounges in UAE, KSA, Jordan, Kuwait and Egypt

Enjoy your Mastercard privileges and exclusive access to airport lounges by simply downloading the Mastercard Travel Pass app.

As a Titanium Mastercard® cardholder, you receive:

Complimentary access to over 10 marhaba and CAC lounges in the UAE, KSA, Jordan, Kuwait and Egypt
Access to business facilities - email, internet, phones, fax machines, and conference space in some lounges
Complimentary refreshments and snacks

Enjoy unlimited complimentary visits for self. Additional guests will be charged extra.

List of eligible lounges:

Lounge Name	Airport Name	Terminal
Crown Lounge	Amman Queen Alia International	Terminal 1
First Class Lounge	Cairo International	Terminal 3
First Class Lounge	Cairo International	Terminal 2
Marhaba Lounge	Dubai Al Maktoum International	Terminal C1
Marhaba Lounge	Dubai International	Terminal 1, Concourse D
Marhaba Lounge	Dubai International	Terminal 3, Concourse C
Marhaba Lounge	Dubai International	Terminal 3, Concourse B
Marhaba Lounge	Dubai International	Terminal 3, Concourse A
First Class Lounge	Jeddah King A Aziz Intl	North Terminal
Mastercard Diamond Lounge	Abu Dhabi	VIP Terminal
Premier Lounge	Kuwait International	Kuwait International

Other terms & conditions

New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Learn more

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Requirements and documents

Minimum salary: AED 5,000

Interest rate: 3.25%

Free for life

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with ENBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with ENBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with ENBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with ENBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Redeem LuLu Points

Earn LuLu Points

LuLu terms and conditions

Credit Cards T&Cs

Cards support

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"

Gnew Weng

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Have a question? Visit our Help & Support section for answers to your queries.

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