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U By Emaar infinite Credit Cards
Distinctively Rewarding
One that rewards you with enriching experiences everyday
Rewards
Earn 1.5% back as Upoints for all your spends and 5 times more Upoints for all Emaar spends
Airport Lounge Access
Complementary access to over 850 Premium Airport Lounges globally
Valet Parking
Enjoy complimentary Valet parking at The Grand parking in Dubai Mall
Movie Tickets
Get an Exclusive Buy-One-Get-One free at Reel Cinemas with a Complimentary soft drinks and popcorn
Stay
Enjoy 7.5% back when you stay at Emaar Hotels
What’s more? You can save 10% and get a complimentary upgrade to a suite on hotel stays as well.
Moreover, You can also get 20% off Spas at Emaar Hospitality Group Hotels
Dine
Enjoy 7.5% back when you dine at restaurants
Enjoy up to 30% off on F&B at Emaar Hospitality Group including atmosphere and toko restaurant
Play
Enjoy up to 30% off on entertainment
Enriching experiences
Enjoy up to 30% off on Entertainment at Emaar Entertainment Group including The Dubai Underwater Zoo, Kidzania and Dubai Ice Rink
Buy one get one free on movie experiences
Complimentary soft drinks and popcorn with every movie
Upoints
Get rewarded for
Shopping at your favourite malls, hotels & more
Earn Upoints for every spend and redeem them instantly at over 1500+ stores across your favorite brands.
Earn 1.5% back as Upoints for all your spends
Enjoy 5 times more when you spend in Emaar
Earn 25% of the Base Upoints when you spend in Grocery and Supermarkets
Earn 10% of the Base Upoints when you spend in Petroleum and Government Services
Earn 10% of the Base Upoints when you spend in Telecommunication Payment
Airport Lounge Access
Indulge in our
comfortable premium lounges
Unlimited access to over 850 airport lounges globally, irrespective of your airline or travel class.
Complementary access to
Over 850 Premium Airport Lounges
Exclusive for the
Cardholder and up to one guest.
Golf Privileges
Tee off and conquer new terrains
Swing, shank, press, hook and much more at 5 golfing locations
- The Track Meydan Golf Club
- Trump Golf Club
- Arabian Ranches Golf Club
- Sharjah Golf and Shooting Club
- Yas Links Golf Club
Contactless Payments
Pay on the go with Emirates NBD Cards
Use your phone or smartwatch to make quick and secure contactless payments with your Emirates NBD Cards.
Easy Installment Plans
Shop your heart's content, pay in small amounts!
With the 0% Installment Plan from Emirates NBD Credit Cards. From electronics, jewellery, home decor, travel & entertainment and many more, shop at our wide range of participating merchants.
Financial Benefits
Your one stop to all your financial needs
Security Benefits
Alerts and assistance for your security
Insurance Benefits
We have got you covered wherever you go
Your one stop shop for everything
Deals and Offers
Discounts and offers in 3,100 locations and counting.
With Emirates NBD Credit Card is loaded with lots of features and benefits.
Since you opened this page
People have used their Emirates NBD Credit Card.
Why don't you join them?
"One of the best credit cards in UAE.
From the discounts on dining to easy installment plans and cash on card"
Required Documents
Find out the Required Documents for Credit Cards
- Credit Card Application
- Original Emirates ID and copy along with Passport Copy for Identification
- Latest Salary Certificate for Salaried Individual
- Trade License for Non-Individual
- Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
- Security Cheque
Please Note:
- This Document Checklist contains all the essential documents required to process your request.
- If any of the required documents listed below are missing, the processing of your application could be delayed.
- Additional documents may be required at the Bank's sole discretion.
- Gather your documents in order of the checklist and check each item before visiting the branch.
- Credit Card Limit Increase
- Original Passport/Emirates ID Emirates along with the ID Copy and Passport Copy with Visa Page for Identification
- Salaried Individual banking with ENBD
- Latest Salary certificate (Not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Non-Salaried banking with ENBD
- Latest Salary certificate (Not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original Bank statements
- Self-Employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3 months Bank statement of the company (or if holding an individual account with another bank, latest 3 months bank statement will be required) incase if customer Non ENBD account hold
Please Note:
- This Document Checklist contains all the essential documents required to process your request.
- If any of the required documents listed below are missing, the processing of your application could be delayed.
- Additional documents may be required at the Bank's sole discretion.
- Gather your documents in order of the checklist and check each item before visiting the branch.
- Supplementary Credit Card Application
- EIDA/Passport of the Supplementary Applicant for Identification
- Original Credit Card of the primary cardholder for sighting
Please Note:
- This Document Checklist contains all the essential documents required to process your request.
- If any of the required documents listed below are missing, the processing of your application could be delayed.
- Additional documents may be required at the Bank's sole discretion.
- Gather your documents in order of the checklist and check each item before visiting the branch..
What are people asking?
- What is the Emirates NBD U By Emaar Visa Credit Card?
The Emirates NBD U By Emaar Visa Credit Cards is a co-branded card between Emirates NBD and Emaar Group. The Emaar loyalty program U By Emaar currently operates across the Emaar Hospitality and Entertainment Group offering customers rewards (Upoints), discounts and benefits.
With the Emirates NBD U By Emaar Visa Credit Cards you will now be able to earn and redeem Upoints across 1,500 Emaar entities including Emaar Malls, Emaar Hospitality Group, Emaar Entertainment and Emaar Community Centres.
- Which are the participating Emaar entities?
You'll be able to redeem your Upoints at the below cites Emaar entities:
Emaar Malls Emaar Hospitality Group Emaar Entertainment Group Emaar Communities Other Entities The Dubai Mall The Address Hotels & Resorts Reel Cinemas The Meadows Souq Dubai Opera Dubai Marina Mall Vida Downtown, Rove Hotels Dubai Aquarium & Underwater Zoo The Springs Souq Pier 7 Montgomerie CLub, Arabian Ranches Golg Club Kidzania The Greens Villa At the Top Burj Khalifa Dubai Polo Equestrian Club VR Park, Dubai Ice Land The Arabian Ranches Souq & Village - Will the card have more than one type (Generic, Gold, etc.)?
Yes. Emirates NBD U By Emaar Visa Credit Cards is available in three variants: ‘Infinite’, ‘Signature’ and ‘Family’.
- What are the main benefits of the Emirates NBD U By Emaar Visa Credit Cards?
The below benefits are offered only on the Primary Credit Cards and not valid on Supplementary Credit Cards. However, the supplementary cardholder will continue to enjoy the benefits offered by Emirates NBD and Visa.
Benefits / Card Type Family Signature Infinite Emaar Hospitality Group Discount 20% 25% 30% Emaar Entertainment Group Discount 30% 30% 30% Buy 1 Get 1 Free @ Reel Cinemas Yes Yes Yes Free Popcorn & Drink No Yes Yes Late Checkout, Room Upgrade with Free Breakfast No Enhanced Room Suite Delivery Services (The Dubai Mall) No Yes Yes Unlimited Access to 850+ Airport Lounges No Yes Yes Golf Privileges across the UAE No No Yes Valet Parking (Grand Parking - The Dubai Mall) No No Yes Fashion Lounge Access (The Dubai Mall) No No Yes 2% Land Registration Waiver No No Yes 2-year Free Service Fee on Properties Purchased from Emaar No No Yes General Domestic / International Spends (non-Emaar) 10 Upoints per
AED 100 spent (1% back)12.5 Upoints per AED 100 spent
(1.25% back)15 Upoints per AED 100 spent
(1.5% back)Spends at Emaar
(Retail, Grocery, Dining)50 Upoints per AED 100 spent
(5% back)62.5 Upoints per AED 100 spent
(6.25% back)75 Upoints per AED 100 spent
(7.5% back) - I am a U By Emaar Infinite Credit Card holder. Do I have complimentary airport lounge access for my guest?
Being a U By Emaar Infinite Credit Card holder, you can enjoy unlimited complimentary lounge accesses to 850+ airports globally, for yourself and 1 guest per visit. Additional guests will be charged to your card at the rate of $27 each guest per visit.
Useful Links & Documents
Enjoy Complimentary delivery service at The Dubai Mall
Complimentary valet parking at The Grand Parking, The Dubai Mall
Complimentary access to The Dubai Mall Fashion Lounge for the card owner + 1 guest per visit
Complimentary in mall chauffer service at the Fashion Lounge at The Dubai Mall
Terms & Conditions on earnings
Retail spends made under category “Insurance”, “Car dealership related ”, “Grocery and Supermarkets”, “Quick Service Restaurants” (i.e. fast food restaurant) and retail spends originating in “European Union (EU) countries”, will earn 25% of the Base Upoints and Retail spends made under category “Petroleum”, “Transit”, “Government Services”, “Utility Payments”,“Telecommunication Payment”, “Education”, “Real estate”, will earn 10% of the Base Upoints.
Effective 1 November 2019, retail spends made under the category “Quick Service Restaurants” (i.e. fast food restaurant) and spends originating in “European Union (EU) countries”, will earn 25% of UPoints.
AIRPORT LOUNGE ACCESS
Indulge in our comfortable premium lounges
Unlimited access to over 1,000 premium airport lounges in more than 300 cities worldwide. Applicable to all airlines and travel classes. Simply present your Emirates NBD Credit Card(s)* at any participating Lounge Key Program airport lounge reception for immediate entrance and enjoy the experience.
Please note the below to avoid a hassle free experience
Cardholders enjoy unlimited complimentary visits for self and 1 guest per visit.
Additional guests will be charged to the cardholder
Cardholders should mention Lounge Key to reception staff.
Download the Smart phone app so you have access to the latest lounge information, while travelling. Create username and password by visiting www.loungekey.com and click on APP SIGN-UP
For any inquiries on Lounge Key, cardholders can click on the 'Contact Us; link via Lounge Key's website or App.
* Applicable Credit Cards: Visa Infinite, Skywards Infinite & U By Emaar infinite
CONCIERGE
Let us open doors for you
Being an Emirates NBD Credit Card(s)* holder rewards you with all its luxurious benefits. Relax and let the expert concierge team run all the errands for you. A list of services to enhance your experience are:
Pickup and delivery of car in Dubai and Abu Dhabi for Car servicing and Car registration once a year
| Credit Card | Airport transfers | Submission of visit visa at Dubai and Abu Dhabi airport |
Local Courier Service |
|---|---|---|---|
| Visa Infinite Credit Card | Up to 4 drops per calendar year in the UAE |
6 times in a year | Up to 12 times per calendar year within UAE |
| Skywards Infinite Credit Card | Up to 4 drops per calendar year in the UAE |
6 times in a year | Up to 12 times per calendar year within UAE |
| Skywards Signature Credit Card | Up to 2 drops per calendar year in the UAE |
4 times in a year | Up to 6 times per calendar year within UAE |
| dnata World Credit Card | Up to 4 drops per calendar year in the UAE |
6 times in a year | Up to 12 times per calendar year within UAE |
| Marriott Bonvoy™ World Mastercard® Credit Card | Up to 4 drops per calendar year in the UAE |
6 times in a year | Up to 12 times per calendar year within UAE |
| LuLu 247 Platinum Mastercard Credit Card | Up to 2 drops per calendar year in the UAE | 4 times in a year | Up to 6 times per calendar year within UAE |
To avail of these services contact our dedicated Concierge Desk on +971 4 704 7110 between 8:30 am to 5:30 pm, Saturday to Thursday
or visit emiratesnbd.theconciergecompany.com
Terms and Conditions
- Services available only if payment is made using your Emirates NBD Credit Card(s)*.
- All bookings should be made 2 working days prior to the service date. Requests received between 8.30 am and 5.30 pm from Saturday to Thursday (excluding public holidays) will be accepted.
- Benefit available only when travel tickets are purchased with the Emirates NBD Credit Card(s)*.
- A one-way transfer is considered a drop from airport transfers.
- Inter-Emirate transfers are not applicable. Only valid for transfers within city limits.
*Applicable Credit Cards: Visa Infinite, Skywards Infinite, Skywards Signature, dnata World & Marriott Bonvoy™ World Mastercard® Credit Card, LuLu 247 Platinum Mastercard
GOLF PRIVILEGES
Tee off and conquer new terrain at the top 5 golf courses
across the UAE
Swing, shank, press, hook and much more at below 5 golfing locations
- The Track Meydan Golf Club
- Trump Golf Club
- Arabian Ranches Golf Club*
- Sharjah Golf and Shooting Club
- Yas Links Golf Club
*All bookings for Arabian Ranches will be accommodated at Dubai Hills Golf Club and its address is Dubai Hills Estate - Dubai - UAE, till 1st December 2019.
Please note the below to have a complete Golfing experience:
You can now choose from the available slot and also be guaranteed to play on your chosen date.
To book yourself complimentary rounds at any of these stunning courses in the UAE, simply click here and follow the steps
A 'no show' fee will be charged if you do not show up at a booked game. Charges vary from course to course.
A nominal processing fees of AED 30 is applicable per booking.
Terms and conditions apply
- Golf usage is capped based on the card type as outlined below:
- Once a Month: Business Rewards / Corporate and Diners Credit Cards
- Minimum spend criteria applies:
Products Usage in a Month Minimum Spend Skywards Infinite
Skywards Signature
Visa Infinite Credit
SPG
Dnata World
Marriott Bonvoy™ World Mastercard® Credit Card
LuLu 247 Platinum MastercardTwice in a month N/A
Business Rewards
Corporate Cards
Diners Club Credit CardOnce in a month AED 3,000 average per month
PROTECT PLUS INSURANCE
Protect Plus. Your Credit Card insurance
With Protect Plus Insurance, you can enjoy the spending power of your card with the assurance that, in the event of any unforeseen circumstances, your Emirates NBD credit card outstanding balance will be taken care of.
Enjoy two months complimentary cover and pay a nominal rate on the Credit Card outstanding balances thereafter. Protect Plus covers the following:
- Job loss cover
- Loss of life
- Permanent total disability
- Critical illness
- Hospital cash benefit
You are automatically enrolled into Protect Plus. If, at any time, you wish to cancel Protect Plus, please call +971 600 54 0000.
In case of a Claim, you or your family needs to do approach ADNIC for notifying any claims but not later than 30 days from the date of the event
- By calling ADNIC contact center on 800 8040 (toll free)
- By E mail on ConsumerLinesClaims@adnic.ae
- By By fax on (02) 4080 644
In case you have not requested for Auto top up at the time of application but would like to do so, please call us on +971 600 54 0000 and we will help you activate the facility. Please ensure you have your Salik account number and PIN handy when you call us.
Please note that only one Salik account can be linked to the Credit Card. You can activate Salik Auto top up on your Supplementary Card/s also.
Click here for Protect Plus Terms & Conditions
UTILITY BILL PAYMENTS (AED Cards only)
Use your Emirates NBD Credit Card to conveniently pay your Etisalat, DEWA and Empost (Emirates Post) bills online.
EXTENDED WARRANTY
Use your Emirates NBD credit Card to pay for your purchases and items purchased may be eligible for the benefit of Extended Warranty. This benefit automatically doubles the original manufacturer's warranty for an item purchased with your Credit Card.
Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.
INTEREST FREE DAYS
Your Emirates NBD Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.
INSTANT CASH
Enjoy instant cash at over 810,000 ATMs world wide
Enjoy instant access to up to 50% of your credit limit as cash with your Emirates NBD Credit Card at over 810,000 ATMs worldwide or over the counter at any bank branch around the world that displays the VISA or MasterCard symbols. A cash advance fee (or foreign currency equivalent, where applicable), whichever is higher, will be charged.
FLEXIBLE PAYMENT OPTION
Don't let money come in the way of living a comfortable life
Your Emirates NBD Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement. You can choose to pay 5%, 10%, 25%, 50% or 100% of your card outstanding balance every month.
Choose from the following convenient options to make your card payments:
- Standing Instruction to debit your Emirates NBD Savings or Current account
- Online payment if you are an Emirates NBD Savings/Current account holder
- Cash payment through Emirates NBD branches, Cash Deposit Machines in Emirates NBD Branches and through Al Ansari Exchange and UAE Exchange branches *
- Cheque payments to Emirates NBD Card Payments Division, P.O.Box 31813, Dubai, UAE.
Please Note: * A nominal transaction fee of AED 3 per transaction will be charged for bill payments through Exchange Houses, payable directly at the time of making the payment.
For more information, please call +971 600 54 0000
SMS ALERTS
Receive SMS alerts on every transaction made on your Card, so you can immediately identify any unauthorized use.
24 HOUR ASSISTANCE
Call +971 600 54 0000 for any queries related to your Card, 24 hours a day, 365 days a year.
ONLINE ACCESS
Enjoy online access to your Card Account from anywhere in the world, allowing you to monitor your card balances and transactions as well as make payments from your Emirates NBD Account.
INTERNATIONAL MEDICAL & TRAVEL ASSISTANCE
International Medical & Travel Assistance Service helps you and your immediate family when you are travelling together to a location outside of your principal country of residence for up to 90 days. Services such as medical telephone advice, putting you in touch with a local medical service provider and with someone to monitor your medical condition till you are well. Learn more about benefits click here
PURCHASE PROTECTION
When paying with your Visa Infinite card, you may benefit from Purchase Protection for lost, stolen or damaged goods purchased.
Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.
FREE 24/7 ROADSIDE ASSISTANCE
Alerts and assistance for your security
Hassle free roadside assistance offered complimentary with your Emirates NBD Credit Card which includes recovery service, towing, fuel delivery and battery boost. The usage is limited to 3 times a year. For bookings call +971 4 273 2889
Roadside Assistance Terms & Conditions
- Roadside assistance usage per service is capped based on the cardtype.
- Usage is caped for each calendar year - January to December
- Towing services will be to the nearest workshop within the emirate only from the point of disablement.
- Services are available through out the United Arab Emirates.
- Inter-emirate towing will not be available.
- Only one service will be given to all customers in 24 hours
- RAC will only be responsible for the customer's cars while the car is in their custody
- Terms and Conditions are subject to change without prior notice
SALIK AUTO TOP UP
Top up & drive easy with SALIK Auto Top up
By activating the facility, you do not have to remember to recharge your Salik account when the balance reduces. Set up your Salik auto recharge through online or mobile banking. The Credit limit on your credit card is utilized to the extent of the top up amount. All Auto top ups initiated within your Credit Card statement cycle are included in your monthly Credit Card statement for payments.
You may choose Auto top up amount from any of the below plans:
- Plan 1: AED 50
- Plan 2: AED 100
- Plan 3: AED 200
You may call us on +971 600 54 0000 at any time to request cancellation of Salik Auto top up facility on your Card.
Please note: All RTA related usage on the Credit Card is governed by RTA terms and conditions. For details, please visit www.rta.ae The Credit Card related usage is governed by Emirates NBD Credit Card Terms and Conditions. For the latest Terms and Conditions, please click here.
DISCOUNTS ON AIR TICKETS AND
HOLIDAY PACKAGES
Time to tick things off your travel bucket list
Let us turn your travel dreams into reality with our 3% discount on air tickets & up to 7% discount on holiday packages. The discount can be accessed through the Emirates NBD Travel Desk. Discount is applicable on dnata base rate, excluding taxes and surcharges.
Call +971 4 7036575 to book your tickets and holiday packages from Saturday to Thursday (09:00AM - 5:30PM).
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