Save. Win. Drive.

Account management only through Online Banking channels

Smart S@ver Account

Enjoy higher interest rates with the account management at your fingertips

Interest Rate (p.a.)
AED up to 0.75% / USD & GBP up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED, USD, GBP

Features

No ATM/debit card

Credit funds to the account through a shake of your mobile device

Shake n’ Save Account

Inculcate the savings habit by saving small amounts of money on the go

Interest Rate (p.a.)
Up to 2%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

No ATM/debit card

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

FlexiDeposit

Make partial withdrawals from your fixed desposits for emergencies, while keeping the rest of your deposit safely intact.

Interest Rate
Dependent on amount/duration

Interest Payout
Various

Currencies Available
AED, USB, GBP, EUR

Features

Unlimited withdrawals, in multiples or can be little as AED 1

Track your deposits through Online or Mobile Banking

Currency Passport Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
0.25%

Interest calculation based on
Minimum monthly balance

Currencies Available
USD, GBP, AUD, CAD, SGD, HKD, JOD, KWD, LKR

Features

Free International ATM/Debit Card

Easy funds transfer between Currency Passport Savings Accounts in different currencies

Bill payment facilities across a wide range of services

24-hour easy access to your account through ATMs, phone banking and online banking

Manchester United
Savings Account

Enjoy higher interest rates linked to the number of goals scored

Interest Rate (p.a.)
Up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

Free international Manchester United Debit Card

Bill payment facilities across a wide range of services

24-hour easy access to your account through ATMs, phone banking and online banking

Tiered Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
AED up to 0.75% / USD & SAR up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED, USD, SAR

Features

Free International ATM/Debit Card

Bill payment facilities across a wide range of services

Set up a daily goal and once you achieve it, you are eligible to transfer funds into this account

Fitness Account

Reward yourself with higher interest rates by becoming fitter

Interest Rate (p.a.)
Up to 4%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

No ATM/debit card

Interest on your account balances are calculated every day based on the number of steps taken for that day

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

Fixed Deposit

Enjoy flexible terms of 7 days to 5 years and overdraft facility.

Interest Rate
Dependent on amount/duration

Interest Payout
On maturity

Currencies Available
AED

Features

Earn higher interest rates

Track your deposits through Online or Mobile Banking

FlexiSweep Deposit

Get the flexibility you need to move funds around in times of need

Interest Rate
Dependent on amount/duration

Interest Payout
Various

Currencies Available
AED

Features

Deposit requirement as low as AED 1

Allows multiple deposits to be linked to your preferred account of choice

Track your deposits through Online or Mobile Banking

RegulaReturns Deposit

Don't wait till the maturity of your Fixed Deposit, choose between monthly, quarterly, and half yearly payouts.

Interest Rate
Dependent on amount/duration

Interest Payout
Monthly, Quarterly, Half-yearly

Currencies Available
AED, USD, GBP, EUR

Features

No more waiting until maturity to get returns on your deposit.

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

Track your deposits through Online or Mobile Banking

Goal Recurring Deposit

Create a goal and start saving as little as AED 500 or USD 200.

Interest Rate
Dependent on amount/duration

Interest Payout
On maturity

Currencies Available
AED, USD

Features

Simple budget solution

Low amount required. Start off with as little as AED 500 or USD 200.

Save easily, automatically stash your budgets monthly without even thinking about it

Track your deposits through Online or Mobile Banking

Steady Saver Deposit

The longer you keep your money, the higher the interest rate.

Interest Rate
Up to 3%

Interest Payout
On maturity

Currencies Available
AED, USD

Features

A deposit account that gives you higher interest rates month on month

Interest compounds every 3 months to improve returns further

Track your deposits through Online or Mobile Banking

Family Savings Account

Earn higher interest banking as a family

Interest Rate (p.a.)
Up to 0.75%

Interest calculation based on
Daily closing balance, based on pooled balance

Currencies Available
AED

Features

Free International ATM/Debit Card

24-hour easy access to your account, through ATMs, over the phone (landline or mobile), and online access to an extensive branch and ATM network

Bill payment facilities across a wide range of services - telephone, electricity, Salik recharge, road fines and others

Mudaraba Savings Account

A profit-sharing partnership contract a capital provider (Rab-ul-Mal) and a fund manager (Mudareb) in a joint investment.

Profit Rate
Up to 0.75%

Payout
Quarterly

Currencies Available
AED, USD

Features

Offers very competitive profit rates without limiting your banking transactions.

24-hour easy access to your account through ATMs, phone banking and Online Banking

Bill payment facilities across a wide range of services

Expected profit rates provided based on the investments and tenor

Gold Savings Certificates

Invest in Gold easily and conveniently through a wide network of branches.

Interest Rate
NA

Payout
NA

Currencies Available
GOLD

Wakala Deposit

Authorize the "Wakil" to invest funds in Shari'a approved activities for profit.

Profit Rate
NA

Payout
NA

Currencies Available
AED, USD

Features

Shariah compliant Investment Agency contract

Track your deposits on our online and mobile banking app

Mudaraba General Investment

This investment can be a transaction, a project or a fund to generate profits for investors.

Profit Rate
NA

Payout
Monthly, Quarterly, Half-yearly, Yearly, and every 2 years

Currencies Available
AED, USD

Features

A profit-sharing partnership contract to generate healthy profits

Profit rates generated out of the performance of the underlying assets and distributed on a quarterly basis

Track your deposits on our online and mobile banking app

Please choose another account from the menu above

Standard Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
0.25%

Interest calculation based on
Minimum monthly balance

Currencies Available
AED

Features

Free International ATM/Debit Card

24-hour easy access to your account through ATMs, phone banking and online banking

Bill payment facilities across a wide range of services

Account management only through Online Banking channels

Smart S@ver Account

Enjoy higher interest rates with the account management at your fingertips

Interest Rate (p.a.)
AED up to 0.75% / USD & GBP up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED, USD, GBP

Features

No ATM/debit card

Credit funds to the account through a shake of your mobile device

Shake n’ Save Account

Inculcate the savings habit by saving small amounts of money on the go

Interest Rate (p.a.)
Up to 2%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

No ATM/debit card

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

FlexiDeposit

Make partial withdrawals from your fixed desposits for emergencies, while keeping the rest of your deposit safely intact.

Interest Rate
Dependent on amount/duration

Interest Payout
Various

Currencies Available
AED, USB, GBP, EUR

Features

Unlimited withdrawals, in multiples or can be little as AED 1

Track your deposits through Online or Mobile Banking

Currency Passport Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
0.25%

Interest calculation based on
Minimum monthly balance

Currencies Available
USD, GBP, AUD, CAD, SGD, HKD, JOD, KWD, LKR

Features

Free International ATM/Debit Card

Easy funds transfer between Currency Passport Savings Accounts in different currencies

Bill payment facilities across a wide range of services

24-hour easy access to your account through ATMs, phone banking and online banking

Manchester United
Savings Account

Enjoy higher interest rates linked to the number of goals scored

Interest Rate (p.a.)
Up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

Free international Manchester United Debit Card

Bill payment facilities across a wide range of services

24-hour easy access to your account through ATMs, phone banking and online banking

Tiered Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
AED up to 0.75% / USD & SAR up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED, USD, SAR

Features

Free International ATM/Debit Card

Bill payment facilities across a wide range of services

Set up a daily goal and once you achieve it, you are eligible to transfer funds into this account

Fitness Account

Reward yourself with higher interest rates by becoming fitter

Interest Rate (p.a.)
Up to 4%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

No ATM/debit card

Interest on your account balances are calculated every day based on the number of steps taken for that day

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

Fixed Deposit

Enjoy flexible terms of 7 days to 5 years and overdraft facility.

Interest Rate
Dependent on amount/duration

Interest Payout
On maturity

Currencies Available
AED

Features

Earn higher interest rates

Track your deposits through Online or Mobile Banking

FlexiSweep Deposit

Get the flexibility you need to move funds around in times of need

Interest Rate
Dependent on amount/duration

Interest Payout
Various

Currencies Available
AED

Features

Deposit requirement as low as AED 1

Allows multiple deposits to be linked to your preferred account of choice

Track your deposits through Online or Mobile Banking

RegulaReturns Deposit

Don't wait till the maturity of your Fixed Deposit, choose between monthly, quarterly, and half yearly payouts.

Interest Rate
Dependent on amount/duration

Interest Payout
Monthly, Quarterly, Half-yearly

Currencies Available
AED, USD, GBP, EUR

Features

No more waiting until maturity to get returns on your deposit.

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

Track your deposits through Online or Mobile Banking

Goal Recurring Deposit

Create a goal and start saving as little as AED 500 or USD 200.

Interest Rate
Dependent on amount/duration

Interest Payout
On maturity

Currencies Available
AED, USD

Features

Simple budget solution

Low amount required. Start off with as little as AED 500 or USD 200.

Save easily, automatically stash your budgets monthly without even thinking about it

Track your deposits through Online or Mobile Banking

Steady Saver Deposit

The longer you keep your money, the higher the interest rate.

Interest Rate
Up to 3%

Interest Payout
On maturity

Currencies Available
AED, USD

Features

A deposit account that gives you higher interest rates month on month

Interest compounds every 3 months to improve returns further

Track your deposits through Online or Mobile Banking

Family Savings Account

Earn higher interest banking as a family

Interest Rate (p.a.)
Up to 0.75%

Interest calculation based on
Daily closing balance, based on pooled balance

Currencies Available
AED

Features

Free International ATM/Debit Card

24-hour easy access to your account, through ATMs, over the phone (landline or mobile), and online access to an extensive branch and ATM network

Bill payment facilities across a wide range of services - telephone, electricity, Salik recharge, road fines and others

Mudaraba Savings Account

A profit-sharing partnership contract a capital provider (Rab-ul-Mal) and a fund manager (Mudareb) in a joint investment.

Profit Rate
Up to 0.75%

Payout
Quarterly

Currencies Available
AED, USD

Features

Offers very competitive profit rates without limiting your banking transactions.

24-hour easy access to your account through ATMs, phone banking and Online Banking

Bill payment facilities across a wide range of services

Expected profit rates provided based on the investments and tenor

Gold Savings Certificates

Invest in Gold easily and conveniently through a wide network of branches.

Interest Rate
NA

Payout
NA

Currencies Available
GOLD

Wakala Deposit

Authorize the "Wakil" to invest funds in Shari'a approved activities for profit.

Profit Rate
NA

Payout
NA

Currencies Available
AED, USD

Features

Shariah compliant Investment Agency contract

Track your deposits on our online and mobile banking app

Mudaraba General Investment

This investment can be a transaction, a project or a fund to generate profits for investors.

Profit Rate
NA

Payout
Monthly, Quarterly, Half-yearly, Yearly, and every 2 years

Currencies Available
AED, USD

Features

A profit-sharing partnership contract to generate healthy profits

Profit rates generated out of the performance of the underlying assets and distributed on a quarterly basis

Track your deposits on our online and mobile banking app

Please choose another account from the menu above

Standard Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
0.25%

Interest calculation based on
Minimum monthly balance

Currencies Available
AED

Features

Free International ATM/Debit Card

24-hour easy access to your account through ATMs, phone banking and online banking

Bill payment facilities across a wide range of services

Account management only through Online Banking channels

Smart S@ver Account

Enjoy higher interest rates with the account management at your fingertips

Interest Rate (p.a.)
AED up to 0.75% / USD & GBP up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED, USD, GBP

Features

No ATM/debit card

Credit funds to the account through a shake of your mobile device

Shake n’ Save Account

Inculcate the savings habit by saving small amounts of money on the go

Interest Rate (p.a.)
Up to 2%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

No ATM/debit card

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

FlexiDeposit

Make partial withdrawals from your fixed desposits for emergencies, while keeping the rest of your deposit safely intact.

Interest Rate
Dependent on amount/duration

Interest Payout
Various

Currencies Available
AED, USB, GBP, EUR

Features

Unlimited withdrawals, in multiples or can be little as AED 1

Track your deposits through Online or Mobile Banking

Currency Passport Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
0.25%

Interest calculation based on
Minimum monthly balance

Currencies Available
USD, GBP, AUD, CAD, SGD, HKD, JOD, KWD, LKR

Features

Free International ATM/Debit Card

Easy funds transfer between Currency Passport Savings Accounts in different currencies

Bill payment facilities across a wide range of services

24-hour easy access to your account through ATMs, phone banking and online banking

Manchester United
Savings Account

Enjoy higher interest rates linked to the number of goals scored

Interest Rate (p.a.)
Up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

Free international Manchester United Debit Card

Bill payment facilities across a wide range of services

24-hour easy access to your account through ATMs, phone banking and online banking

Tiered Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
AED up to 0.75% / USD & SAR up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED, USD, SAR

Features

Free International ATM/Debit Card

Bill payment facilities across a wide range of services

Set up a daily goal and once you achieve it, you are eligible to transfer funds into this account

Fitness Account

Reward yourself with higher interest rates by becoming fitter

Interest Rate (p.a.)
Up to 4%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

No ATM/debit card

Interest on your account balances are calculated every day based on the number of steps taken for that day

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

Fixed Deposit

Enjoy flexible terms of 7 days to 5 years and overdraft facility.

Interest Rate
Dependent on amount/duration

Interest Payout
On maturity

Currencies Available
AED

Features

Earn higher interest rates

Track your deposits through Online or Mobile Banking

FlexiSweep Deposit

Get the flexibility you need to move funds around in times of need

Interest Rate
Dependent on amount/duration

Interest Payout
Various

Currencies Available
AED

Features

Deposit requirement as low as AED 1

Allows multiple deposits to be linked to your preferred account of choice

Track your deposits through Online or Mobile Banking

RegulaReturns Deposit

Don't wait till the maturity of your Fixed Deposit, choose between monthly, quarterly, and half yearly payouts.

Interest Rate
Dependent on amount/duration

Interest Payout
Monthly, Quarterly, Half-yearly

Currencies Available
AED, USD, GBP, EUR

Features

No more waiting until maturity to get returns on your deposit.

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

Track your deposits through Online or Mobile Banking

Goal Recurring Deposit

Create a goal and start saving as little as AED 500 or USD 200.

Interest Rate
Dependent on amount/duration

Interest Payout
On maturity

Currencies Available
AED, USD

Features

Simple budget solution

Low amount required. Start off with as little as AED 500 or USD 200.

Save easily, automatically stash your budgets monthly without even thinking about it

Track your deposits through Online or Mobile Banking

Steady Saver Deposit

The longer you keep your money, the higher the interest rate.

Interest Rate
Up to 3%

Interest Payout
On maturity

Currencies Available
AED, USD

Features

A deposit account that gives you higher interest rates month on month

Interest compounds every 3 months to improve returns further

Track your deposits through Online or Mobile Banking

Family Savings Account

Earn higher interest banking as a family

Interest Rate (p.a.)
Up to 0.75%

Interest calculation based on
Daily closing balance, based on pooled balance

Currencies Available
AED

Features

Free International ATM/Debit Card

24-hour easy access to your account, through ATMs, over the phone (landline or mobile), and online access to an extensive branch and ATM network

Bill payment facilities across a wide range of services - telephone, electricity, Salik recharge, road fines and others

Mudaraba Savings Account

A profit-sharing partnership contract a capital provider (Rab-ul-Mal) and a fund manager (Mudareb) in a joint investment.

Profit Rate
Up to 0.75%

Payout
Quarterly

Currencies Available
AED, USD

Features

Offers very competitive profit rates without limiting your banking transactions.

24-hour easy access to your account through ATMs, phone banking and Online Banking

Bill payment facilities across a wide range of services

Expected profit rates provided based on the investments and tenor

Gold Savings Certificates

Invest in Gold easily and conveniently through a wide network of branches.

Interest Rate
NA

Payout
NA

Currencies Available
GOLD

Wakala Deposit

Authorize the "Wakil" to invest funds in Shari'a approved activities for profit.

Profit Rate
NA

Payout
NA

Currencies Available
AED, USD

Features

Shariah compliant Investment Agency contract

Track your deposits on our online and mobile banking app

Mudaraba General Investment

This investment can be a transaction, a project or a fund to generate profits for investors.

Profit Rate
NA

Payout
Monthly, Quarterly, Half-yearly, Yearly, and every 2 years

Currencies Available
AED, USD

Features

A profit-sharing partnership contract to generate healthy profits

Profit rates generated out of the performance of the underlying assets and distributed on a quarterly basis

Track your deposits on our online and mobile banking app

Please choose another account from the menu above

Standard Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
0.25%

Interest calculation based on
Minimum monthly balance

Currencies Available
AED

Features

Free International ATM/Debit Card

24-hour easy access to your account through ATMs, phone banking and online banking

Bill payment facilities across a wide range of services

Account management only through Online Banking channels

Smart S@ver Account

Enjoy higher interest rates with the account management at your fingertips

Interest Rate (p.a.)
AED up to 0.75% / USD & GBP up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED, USD, GBP

Features

No ATM/debit card

Credit funds to the account through a shake of your mobile device

Shake n’ Save Account

Inculcate the savings habit by saving small amounts of money on the go

Interest Rate (p.a.)
Up to 2%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

No ATM/debit card

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

FlexiDeposit

Make partial withdrawals from your fixed desposits for emergencies, while keeping the rest of your deposit safely intact.

Interest Rate
Dependent on amount/duration

Interest Payout
Various

Currencies Available
AED, USB, GBP, EUR

Features

Unlimited withdrawals, in multiples or can be little as AED 1

Track your deposits through Online or Mobile Banking

Currency Passport Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
0.25%

Interest calculation based on
Minimum monthly balance

Currencies Available
USD, GBP, AUD, CAD, SGD, HKD, JOD, KWD, LKR

Features

Free International ATM/Debit Card

Easy funds transfer between Currency Passport Savings Accounts in different currencies

Bill payment facilities across a wide range of services

24-hour easy access to your account through ATMs, phone banking and online banking

Manchester United
Savings Account

Enjoy higher interest rates linked to the number of goals scored

Interest Rate (p.a.)
Up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

Free international Manchester United Debit Card

Bill payment facilities across a wide range of services

24-hour easy access to your account through ATMs, phone banking and online banking

Tiered Savings Account

Earn interest while enjoying full flexibility on transactions

Interest Rate (p.a.)
AED up to 0.75% / USD & SAR up to 0.50%

Interest calculation based on
Daily closing balance

Currencies Available
AED, USD, SAR

Features

Free International ATM/Debit Card

Bill payment facilities across a wide range of services

Set up a daily goal and once you achieve it, you are eligible to transfer funds into this account

Fitness Account

Reward yourself with higher interest rates by becoming fitter

Interest Rate (p.a.)
Up to 4%

Interest calculation based on
Daily closing balance

Currencies Available
AED

Features

No ATM/debit card

Interest on your account balances are calculated every day based on the number of steps taken for that day

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

Fixed Deposit

Enjoy flexible terms of 7 days to 5 years and overdraft facility.

Interest Rate
Dependent on amount/duration

Interest Payout
On maturity

Currencies Available
AED

Features

Earn higher interest rates

Track your deposits through Online or Mobile Banking

FlexiSweep Deposit

Get the flexibility you need to move funds around in times of need

Interest Rate
Dependent on amount/duration

Interest Payout
Various

Currencies Available
AED

Features

Deposit requirement as low as AED 1

Allows multiple deposits to be linked to your preferred account of choice

Track your deposits through Online or Mobile Banking

RegulaReturns Deposit

Don't wait till the maturity of your Fixed Deposit, choose between monthly, quarterly, and half yearly payouts.

Interest Rate
Dependent on amount/duration

Interest Payout
Monthly, Quarterly, Half-yearly

Currencies Available
AED, USD, GBP, EUR

Features

No more waiting until maturity to get returns on your deposit.

Option to use the deposit as a security for Loan, Credit Card or Overdraft facility

Track your deposits through Online or Mobile Banking

Goal Recurring Deposit

Create a goal and start saving as little as AED 500 or USD 200.

Interest Rate
Dependent on amount/duration

Interest Payout
On maturity

Currencies Available
AED, USD

Features

Simple budget solution

Low amount required. Start off with as little as AED 500 or USD 200.

Save easily, automatically stash your budgets monthly without even thinking about it

Track your deposits through Online or Mobile Banking

Steady Saver Deposit

The longer you keep your money, the higher the interest rate.

Interest Rate
Up to 3%

Interest Payout
On maturity

Currencies Available
AED, USD

Features

A deposit account that gives you higher interest rates month on month

Interest compounds every 3 months to improve returns further

Track your deposits through Online or Mobile Banking

Family Savings Account

Earn higher interest banking as a family

Interest Rate (p.a.)
Up to 0.75%

Interest calculation based on
Daily closing balance, based on pooled balance

Currencies Available
AED

Features

Free International ATM/Debit Card

24-hour easy access to your account, through ATMs, over the phone (landline or mobile), and online access to an extensive branch and ATM network

Bill payment facilities across a wide range of services - telephone, electricity, Salik recharge, road fines and others

Mudaraba Savings Account

A profit-sharing partnership contract a capital provider (Rab-ul-Mal) and a fund manager (Mudareb) in a joint investment.

Profit Rate
Up to 0.75%

Payout
Quarterly

Currencies Available
AED, USD

Features

Offers very competitive profit rates without limiting your banking transactions.

24-hour easy access to your account through ATMs, phone banking and Online Banking

Bill payment facilities across a wide range of services