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You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Your passport
Proof of income
A minimum salary of AED 5,000
Business Credit Card
Every day and everywhere you need it
The Emirates NBD Business Credit Card brings you a host of added-value features, including Plus Points, high cash limits, airport lounge access and lifestyle benefits.
Our Business Protector Plan covers your business expenses, including utility bills, rent and salaries, in case of death or total disability of the primary card holder due to an accident.
With our Business Credit Card, you will:
Pay as little as 5% of the outstanding card balance each month
Access up to 75% of your credit limit in cash at branches and ATMs worldwide
Start an instalment plan at a low monthly interest rate
Receive an SMS message for every transaction
Plus Points
You can earn up to AED 2000 as Plus Points per month
Earn up to 5% Plus Points with your Emirates NBD Business Credit Card for your spending at home and abroad. With no minimum payment, use your card at hotels or in supermarkets, for government services, utilities, and expenses abroad, and you will earn Plus Points on both primary and supplementary card transactions.
| Plus Points % on amount spent |
Maximum Plus Points per month |
|
|---|---|---|
| Hotels | 5% | 400 |
| International transaction | 2% | 1000 |
| Government Services including DED Transactions |
1% | 300 |
| Utility Bill Payment and Petroleum | 1% | 300 |
| Groceries, Supermarket and other | 0.5% | 300 |
*As per merchant category defined by MasterCard/Visa.
1 Plus Point is equivalent to AED 1.
Cardholder Privileges
Enjoy a wide range of MasterCard benefits with your credit card, including a corporate liability waiver, discounted shipping costs, and reduced rates for rental cars and Careem chauffeur rides.
Additionally, there are many other benefits that come with your Emirates NBD Business Credit Card. A range of lifestyle offers, discounts on rental cars, an auto top-up facility for Salik, and online payment of your utility bills such as Etisalat, du, DEWA and EM post are all part of the package.
MasterCard Benefits
More advantages exclusively for you
Lifestyle Offers
From great restaurants and spas to the best golf courses and gyms
Our Business Credit Card has you covered.
Contactless Payments
Pay on the go with Emirates NBD Cards
Use your phone or smartwatch to make quick and secure contactless payments with your Emirates NBD Cards.
smartBUSINESS
Stay on top of your business wherever you are in the world with smartBUSINESS. A secure web-based platform that provides you with account information and transaction access 24x7.
Talk to Us
Take a moment to share your details and one of our Business Banking representatives will get in touch with you.
DISCOUNTED CAREEM CHAUFFEUR RIDES
Discounted Careem Chauffeur Rides can be obtained across countries in the Middle East with your MasterCard Business Card with the first ride free of charge (for new Careem customers only) and 20% discount twice per month, entering promo code MASTERCARD when booking your ride.
REGIONAL AIRPORT LOUNGE ACCESS
Chill in any of our comfortable lounges
Regional Airport Lounge Access is available in over 10 VIP lounges in the UAE, KSA, Jordan, Kuwait and Egypt by presenting your MasterCard Business Card at the entrance.
| Country | Lounge |
|---|---|
| Egypt (Cairo) | Cairo International Airport, VIP Lounges at Terminals 1 and 3 |
| Jordan (Amman) | Queen Alia International Airport Amman, Petra Lounge |
| Kuwait | Kuwait International Airport, MasterCard Lounge |
| Saudi Arabia (Jeddah) | Jeddah International Airport, First Class Lounge |
| UAE (Abu Dhabi) | Abu Dhabi International Airport, VIP Terminal, MasterCard Diamond Lounge |
| UAE (Dubai) | Dubai International Airport, Marhaba Lounges at Terminals 1, 2 & 3 |
| UAE (Dubai) | Dubai World Central - Al Maktoum International Airport Terminal 4 Lounge |
CORPORATE LIABILITY WAIVER
- Corporate Liability Waiver protects your company against unauthorized use of the card by employees, up to a maximum annual amount of USD 25,000 per cardholder and USD 1,600,000 per company.
Hertz Gold Plus Rewards
- Hertz Gold Plus Rewards offer 10% discount on all Hertz car rentals, a free one car class upgrade for every booking (subject to availability) and a fee waiver for an additional spouse/partner driver to enrolled MasterCard Business Card cardholders.
- Visit www.hertz.com/mastercard/premium to enrol.
DHL Shipping
- DHL Shipping Discount saves you 20% on your daily business shipments, excluding insurance and fuel surcharge fees. Full payment for DHL services must be made with your MasterCard and the promotion is valid at all DHL or DHL affiliate locations in the Middle East and North Africa, as well as at www.webshipping.dhl.com.
- Visit www.webshipping.dhl.com , select country, click “Create a one-time Credit Card Shipment” and enter promotion code MASTERCARD20 when checking out.
BUY 1 GET 1 FREE
- Buy 1 Get 1 Free is available throughout thousands of dining establishments, spas, attractions, cafes, and more when paying with your MasterCard Business Card in the Middle East and Africa. The MasterCard Buy 1 Get 1 app is available on the App Store or Google Play Store.
Bon Appétit
Bon Appétit offers a discount of up to 30% at over 2,000 restaurants across the Middle East and Europe. A list of participating casual and fine dining restaurants is available here.
LIVE WELL
The Live Well program is designed to bring you the best in fitness and wellness and offers Emirates NBD’s Business Credit Card holders exclusive discounts of up to 50% at over 500 Spas, Medical and Wellness Centres, Gyms, Salons and more.
GOLF BENEFITS
Golf benefits are available to Emirates NBD Business Credit Card holders at three courses across the UAE:
- Abu Dhabi Golf Club
- Arabian Ranches Golf Club
- Sharjah Golf and Shooting Club
To book your complimentary rounds, please visit emiratesnbd.golflan.com.
Complimentary golf is offered on a first come first serve basis, and is based on the card type as follows:
- Twice a month (average minimum spend AED 5,000 per month): Skywards Infinite/Signature, Infinite, SPG and dnata World Credit Cards
- Once a month (average minimum spend AED 3,000 per month): Platinum/Business Rewards/Corporate and Diners Credit Cards
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