Steady Saver Deposit | Emirates NBD

SteadySaver Deposit

Digital Account Opening

At a glance

Earn greater returns when you keep your deposit for longer

Currencies : AED, USD, GBP

Minimum tenure of 6 months; Interest compounds every 3 months

Minimum deposit amount AED 1,000 or equivalent in other currencies

Key features & highlights

Flexible tenor options starting from 6 months, 9 months and 1 year
Rate fixed until the maturity date at prevailing rates
Premature withdrawals not permitted
Partial withdrawal fees: applicable rate less 1% on the amount withdrawn or redeemed

Fixed deposit rates

Key Facts Statement (KFS)

Deposit more, earn more

Save and watch your interest grow!

Minimum deposit of AED 1,000 or equivalent in USD or GBP

Earn even more on each rollover

Interest compounds every 3 months

Earn 1.86% p.a. on your 3rd renewal

Earn up to 1.66% p.a. on AED accounts; up to 0.72% p.a. on USD accounts and up to 0.13% p.a. on GBP accounts

Bank with us securely and from anywhere

Mobile & Online Banking

On-the-go banking

Know more

Security

Safeguarding your information
is a shared responsibility

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Know the benefits of your banking package

View all banking packages

Beyond Package

Minimum balance

Current account: AED 15,000 to AED 49,999
Savings account: AED 100,000

Cards

Free debit card + 5 supplementary debit cards
Choice of 5 credit cards

Other benefits

Rewards up to AED 5,000 on loans
15 monthly cashback prizes worth AED 2,000
Free unlimited international remittances
Rewards up to AED 50,000 with Beyond deals

Plus Maximizer

Minimum balance

Current account: AED 5,000 to AED 14,999
Savings account: AED 5,000

Cards

Free debit card + 5 supplementary debit cards
Choice of 5 credit cards

Other benefits

Free insurance cover worth AED 100,000
Exciting offers on credit cards
Monthly winners get AED 500 cashback
8 free teller transactions per month

Emirati Package

Minimum balance

No balance requirement

Cards

Free debit card + 5 supplementary debit cards
Choice of 5 credit cards

Other benefits

Rewards up to AED 50,000 with the Beyond app
Up to AED 9,010 in savings with the Emirati Visa signature debit card
Higher interest on the Family Savings Account

Requirements and documents for opening an account

UAE Nationals

Identification
- Original Emirates ID and copy
- Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
- Copy of Labour card
- Copy of Employee ID
- Latest salary letter
- Copy of employment visa page from passport

Expats

Identification
- Original Emirates ID and copy
- Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
- Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
- Copy of appointment letter or contract
- Copy of payslip (less than months old)
- Statement with previous month’s salary
- For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)

Non-residents

Passport and copy with visa page and one of the following documents
- Utility bill (not more than 3 months old)
- Bank statements (not more than 3 months old and you can print these off online banking too)
- Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records

GCC Nationals

Identification
- Passport and copy or UAE National ID and copy
For current or checking accounts any one of the following documents:
- UAE National ID
- Labour card and copy
- Work Permit and copy
- Letter from employer
- Copy of recent telephone or electricity bill (not more than 3 months old)
- Tenancy contract in your name

Self-employed (non-individuals)

Passport copy and EIDA copy of all signatories/owners/director
Trade license if the company incorporated in the UAE
Memorandum of association (MOA)
Board resolution

UAE Nationals

Identification
- Original Emirates ID and copy
- Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
- Copy of Labour card
- Copy of Employee ID
- Latest salary letter
- Copy of employment visa page from passport

Expats

Identification
- Original Emirates ID and copy
- Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
- Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
- Copy of appointment letter or contract
- Copy of payslip (less than months old)
- Statement with previous month’s salary
- For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)

Non-residents

Passport and copy with visa page and one of the following documents
- Utility bill (not more than 3 months old)
- Bank statements (not more than 3 months old and you can print these off online banking too)
- Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records

GCC Nationals

Identification
- Passport and copy or UAE National ID and copy
For current or checking accounts any one of the following documents:
- UAE National ID
- Labour card and copy
- Work Permit and copy
- Letter from employer
- Copy of recent telephone or electricity bill (not more than 3 months old)
- Tenancy contract in your name