At a glance

Earn greater returns when you keep your deposit for longer

Content Point
Currencies : AED, USD, GBP
Content Point 1
Minimum tenure of 6 months; Interest compounds every 3 months
Content Point 2
Minimum deposit amount AED 1,000 or equivalent in other currencies

Key features & highlights

  • Flexible tenor options starting from 6 months, 9 months and 1 year
  • Rate fixed until the maturity date at prevailing rates
  • Premature withdrawals not permitted
  • Partial withdrawal fees: applicable rate less 1% on the amount withdrawn or redeemed

Bank with us securely and from anywhere

Mobile & Online Banking

On-the-go banking

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Security

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is a shared responsibility

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Requirements and documents for opening an account

  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labour card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old and you can print these off online banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Passport copy and EIDA copy of all signatories/owners/director
  • Trade license if the company incorporated in the UAE
  • Memorandum of association (MOA)
  • Board resolution
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labour card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old and you can print these off online banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Passport copy and EIDA copy of all signatories/owners/director
  • Trade license if the company incorporated in the UAE
  • Memorandum of association (MOA)
  • Board resolution
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"Best bank in the UAE. I have been banking with ENBD for the past 15 years..never had any issues."

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