At a glance

Open an Islamic Current Account with us for a hassle-free ethical banking experience

Content Point
Save up to AED 4,000 with debit card deals
Content Point 1
60-second transfers through DirectRemit
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No account opening fees

Key features

  • The account is based on the principal of ‘Qard Hassan’ with no profit payments
  • Up to 10 free teller transactions a month (based on your banking package)
  • Cheque book and debit card for AED accounts
  • Minimum balance and salary requirement of AED 3,000

Who can apply?

Salaried, non-salaried and self-employed UAE citizens and residents.

Main Banner  Shariah compliant  Common

Shari'ah compliant

Principled investments.
Innovative solutions.

Plan, secure and get healthy profits with Emirates NBD Islamic Banking, all under one roof.
  • Premature closures available (penalty applies)
  • No partial withdrawals
  • Free auto-renewal option available

Benefits of banking with Emirates NBD

Requirements and documents for opening an account

  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labour card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old and you can print these off online banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Passport copy and EIDA copy of all signatories/owners/director
  • Trade license if the company incorporated in the UAE
  • Memorandum of association (MOA)
  • Board resolution
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labour card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old and you can print these off online banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Passport copy and EIDA copy of all signatories/owners/director
  • Trade license if the company incorporated in the UAE
  • Memorandum of association (MOA)
  • Board resolution
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Open an account with us and join the most innovative bank in the region


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