Choose your website / عربي 
Choose your language
التغيير الى العربية English
Download
the Emirates NBD Mobile App
Opening an account has never been this easy!
Now you can open your account instantly with just a few taps on your smartphone.
Scan the QR code to start
OR
Continue your
application online
Apply for an account using your browser
Please make sure you have:
Active UAE mobile number
Aged 18 and above
Emirates ID and passport
Proof of income
Unlike ordinary loans, a FlexiLoan from Emirates NBD comes with a flexible interest rate that adjusts every one or six months to the UAE’s EIBOR. This makes the loan pricing more transparent and offers you an opportunity to take advantage of changing interest rates when planning your finances.
Frequently asked questions:
- What does EIBOR stand for?
EIBOR is "Emirates Interbank Offered Rate" - How often does my interest rate change?
Emirates NBD flexi loan has one or 6 months review frequency. This means that your base rate will get reviewed and refreshed to reflect the selected frequency EIBOR. - Why is it preferable going for variable pricing?
Variable rate is lower compared to the fixed rate. Since this is charged on the reducing balance, you pay less amount of interest for the first 6 months, when your principal loan amount is high, thus saving more.
To find out more about EIBOR please click here.
That’s not all, you will get to avail a 1st year free Premium Credit Card* of your choice and enjoy its exclusive benefits. Existing Cardholders will gain the advantage of a free renewal.
Rates starting from 2.79% Flat** (5.24% reducing)
Interest rate varies every 6 months as it is linked to 6 months EIBOR plus fixed margin.
Click here for information on the loans processes and schedule
Terms and conditions
Promotion is not valid in conjunction with any other offers or rate discounts
*Applicable on loan amounts of AED 150,000 and above only
**Interest rate varies every 6 months and is linked to 6 months EIBOR plus fixed margin
Still Lost?
Click here so we can help you choose the most suitable Personal Loan
Are you ready to get your
FlexiLoan
Find this interesting?
Share it with your network using the below social media channels
Useful Links & Documents
How was your website experience today?
Products
Customer Care
Security
Tools & Others
- Loan Calculators
- IBAN - Swift Numbers
- How to update your KYC details
- Fixed Deposit Rates
- FX Exchange Rates
- Form Centre
- New to UAE
Terms and Conditions
About Emirates NBD
- About Us
- Media Center & News
- Corporate Responsibility
- Investor Relations
- Financial Results
- Branches and ATMs
- Careers
Common Reporting Standard FAQ's
Subscribe and stay updated!
Get exclusive deals, latest promotions and important information
All this and more in the Emirates NBD newsletter
Shop with 
You are leaving the Emirates NBD Website
You will now be redirected to an external website to view this content. Emirates NBD or any of its subsidiaries does not bear liability/responsibility for any other information published by the website owner or publisher.
You will be redirected in 5 Seconds
