DirectRemit | International Money Transfer

FREE. FAST. CONVENIENT.

Zero charges

60 second transfers

Available 24/7

Which country would you like to transfer to?

United Kingdom

Features

60 minute transfer to any other bank in the UK
60 second transfer to Lloyds Bank Accounts in GBP
Competitive exchange rates compared to market offerings
Free Free transfers to any bank account in the United Kingdom

Processing times

Same day processing for transfers made between 10:00am - 4:00pm (UAE time)
Next business day processing for transfers made after 4:00pm (UAE time)

Credit time

Credit to all bank accounts in the UK will be processed between 10:00am - 4:00pm, Monday - Friday

Transaction limit

Up to GBP 25,000 per transaction

Amount to transfer GBP

Equivalent AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Transfer now via Online Banking

India

Features

Free Free transfers to any bank account in India with no additional correspondent bank fees
60 second transfers to HDFC, ICICI & SBI accounts
60 minute transfers to any other bank in India
Competitive exchange rates compared to market offerings
Available 24/7 Round-the-clock service

Processing times

Transfers to HDFC Bank, ICICI Bank & State Bank of India accounts will be processed within 60 seconds
Transfers to other Indian banks will be processed within 60 minutes if received during Reserve Bank of India's NEFT timings.
Transfers received between 11:00 p.m. - 1:00 a.m. shall be processed by 8:00 a.m. (UAE time)

Transaction limit

Up to INR 1,000,000 (10 Lakhs) per transaction

Amount to transfer INR

Equivalent AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Transfer now via Online Banking

Pakistan

Features

Free Free transfers to any bank account in Pakistan with no remittance fees
60 second transfers to Faysal Bank accounts
60 minute transfer to any other bank in Pakistan
Quick compared to market offerings
Available 24/7 Round-the-clock service

Processing time

Transfers to Faysal Bank account will be processed within 60 seconds
Transfers to all other bank accounts in Pakistan will be processed within 60 minutes
Transfers received between 11:00 p.m. - 1:00 a.m. shall be processed by 8:00 a.m. (UAE time)

Transaction limit

Up to PKR 1,000,000 per transaction

List of banks you can transfer to in Pakistan

IBFT & RTGS member Banks & Account Digit Specifications
Bank Name	Account No. Length
Al Baraka Bank Limited	13 Digit
Allied Bank Limited	13 Digit or 20 digit
Askari Commercial Bank Limited	13 Digit
Apna Microfinance Bank	16 digit
Bank Al Habib Limited	17 Digit
Bank AlFalah Limited	14 Digit or 12 Digit or 18 Digit
Bank of Punjab	17 Digit
Bankislami Pakistan Limited	15 Digit
Burj Bank Limited	16 Digit
Dubai Islamic Bank Pakistan Limited	10-Digit
Faysal Bank Limited	14 digit or 16 digit
Habib Bank Limited	14 Digit
Habib Metropolitan Bank Limited	19 digit
JS Bank	6 Digit
KASB Bank Limited	13 Digit
Meezan Bank Limited	14 Digit
Muslim Commercial Bank	16 digit
National Bank of Pakistan	16 digit
NIB Bank Limited	15 digit
SAMBA BANK LIMITED	10 digit
Silk Bank	14 Digit
Soneri Bank Limited	15 Digit
Standard Chartered Bank	11 Digit
Summit Bank	20 digit
Sindh bank	14 digit
Tameer Bank	15 Digit
United Bank Limited	16 Digit

Amount to transfer PKR

Equivalent AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Transfer now via Online Banking

Philippines

Features

Free Free transfers to any bank account in the Philippines with no remittance fees
60 second transfers to Banco De Oro and other participating banks*
1 day transfers to all other bank accounts in the Philippines
Competitive exchange rates compared to market offerings
Available 24/7 Round-the-clock service

Processing time

Transfers to BDO (Banco De Oro) Bank accounts and other participating bank accounts** will be processed within 60 seconds
Transfers to all other bank accounts in Philippines will be processed within one working day
DirectRemit transfer requests received between 11:00 p.m. - 1:00 a.m. shall be processed by 8:00 a.m. (UAE time)

**via InstaPay service

Transaction limit

Up to PHP 50,000 per transaction

*Participating banks for 60 second transfers

Asia United Bank Corporation	Land Bank of the Philippines	RCBC Savings Bank, Inc.
Bank of Commerce	Malayan Bank Savings and Mortgage Bank, Inc.	Rizal Commercial Banking Corporation
Bank of the Philippine Islands	Maybank Philippines, Inc.	Robinsons Bank Corporation
BDO Unibank, Inc.	Metropolitan Bank and Trust Company	Security Bank Corporation
China Bank Savings, Inc.	Philippine Bank of Communications	Union Bank of the Philippines
China Banking Corporation	Philippine Business Bank, Inc., A Savings Bank	United Coconut Planters Bank
CTBC Bank (Philippines) Corporation	Philippine National Bank	Equicom Savings Bank, Inc.
Development Bank of the Philippines	Philippine Savings Bank	Philippine Veterans Bank
East West Banking Corporation	Philippine Trust Company

Amount to transfer PHP

Equivalent AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Transfer Now via Online Banking

Sri Lanka

Features

Free Free transfers to any bank account in Sri Lanka with no remittance fees
60 minute transfers to any other bank in Sri Lanka
60 second transfers to Hatton National Bank accounts
Competitive exchange rates compared to market offerings
Available 24/7 Round-the-clock service

Processing time

Transfers and credit to HNB accounts will be processed within 60 seconds of the request.
Transfers to all other bank accounts in Sri Lanka will be processed within 60 minutes.
DirectRemit transfer requests received between 11:00 p.m. - 1:00 a.m. shall be processed by 8:00 a.m. (UAE time)

Transaction limit

Up to LKR 1,000,000 per transaction

Amount to transfer LKR

Equivalent AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Transfer now via Online Banking

Egypt

Features

Free Free transfers to any bank account in Egypt with no remittance fees
1 day transfers to any other bank account in Egypt using online international transfer option
60 second transfers to Emirates NBD bank accounts in Egypt
Competitive exchange rates compared to market offerings
Available 24/7 Round-the-clock service

Processing time

DirectRemit service to Emirates NBD Egypt accounts is available 24x7.
Transfer to other bank accounts in Egypt can be requested via regular SWIFT - International transfer option and processed within 1 working day, for requests received between Saturday - Thursday up to 2:00 p.m. (UAE time).

Credit time

Credits to Emirates NBD bank accounts in Egypt will be processed within 60 seconds subject to details being in order.
Credit to other bank accounts in Egypt are processed via regular SWIFT International transfer option within 1 working day.

Transaction limit

Up to EGP 100,000 per transaction

Amount to transfer EGP

Equivalent AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Transfer Now via Online Banking

Other ways of transferring money

Fixed Deposits & Foreign Currency Accounts

Make the most of your foreign currencies

Take advantage of higher interest rates on foreign currencies in our Fixed Deposit Accounts, accessible via Online Banking.

PSB Accounts

Foreign Currency Cash

Need cash in a different currency?

Buy or sell your preferred foreign currency cash through our branches

Exchange foreign currency

GlobalCash Card

15 currencies, 1 card

Take off on your journey with a card that understands the currency of the country you're traveling to.

GlobalCash Card

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Frequently asked

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Have more questions? Visit our support pages

Additional guidelines & terms related to remittances

Please find below the applicable terms and related customer notifications for processing of various FX transactions across Emirates NBD services and channels:

FX rates are indicative

Warning: This product/service may be affected by changes in foreign currency exchange rates.

Exchange rate displayed on transfer pages are indicative. Prevailing rates will be applied at the time of processing.

Processing time

Warning: The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances.

Penalties & Fees

Warning: Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete information for remittances.

Ensure accuracy of details provided prior to submitting the transfer request. In case if customer provides incorrect or incomplete details transactions will be rejected & refunded at prevailing exchange rates and loss if any will have to be borne by the remitter.

Additional fees by correspondent bank

Warning: Additional fees may be levied by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances.

The beneficiary payout amount may be subject to additional costs. Correspondent bank charges may be applicable subject to currency, destination country/bank and amount basis selection of charge code.

Correspondent Bank charges for International Transfers

Cooling-off waiver

Customer agrees to waive cooling-off period for the FX transaction as it requires immediate processing.

Cancellation Process

Ensure accuracy of details provided prior to submitting the transfer request. To cancel or recall any transfer sent, contact the Emirates NBD call center/branch for submitting the request within 24 hours. The processing of such request is subject to refund/reversal confirmation from beneficiary or correspondent bank. Exchange loss amount, if any, shall be levied in such cases.

Please refer to respective service pages for applicable processing time, cancellation process and other related FAQs:

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