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Motor Insurance
Emirates NBD has partnered with some of the leading insurance providers in the region to offer value added and competitive Motor Insurance products. Our product offerings provide a wide range of benefits for our customers and their vehicles.
Whether you need to insure your new car or renew your existing car insurance, you can now choose from a range of comprehensive Motor insurance products at affordable prices, to suit your requirements.
We have simplified Motor insurance making it more convenient and easy to understand, with easy documentation and hassle free claims service.
*Conditions Apply
What are people asking?
A motor insurance policy is a mandatory policy issued by an insurance company as part of prevention of public liability to protect the general public from any accident that might take place on the road. The law mandates that every owner of a motor vehicle must have a motor insurance policy.
If you own a vehicle in the United Arab Emirates, you are legally required to insure your vehicle to successfully register or renew your vehicle.
For complete list of benefits kindly refer to your insurance policy booklet and T&Cs.
Insurance for high-value cars or sports cars can be arranged on a referral basis only.
The coverage under the Policy is extended to include loss or damage to Your Insured Vehicle and/or Third Party Liability while being driven off road.
A motor insurance policy is a mandatory policy issued by an insurance company as part of prevention of public liability to protect the general public from any accident that might take place on the road. The law mandates that every owner of a motor vehicle must have a motor insurance policy.
If you own a vehicle in the United Arab Emirates, you are legally required to insure your vehicle to successfully register or renew your vehicle.
For complete list of benefits kindly refer to your insurance policy booklet and T&Cs.
Insurance for high-value cars or sports cars can be arranged on a referral basis only.
The coverage under the Policy is extended to include loss or damage to Your Insured Vehicle and/or Third Party Liability while being driven off road.
Full car insurance policy covers you against: Loss, damage and third-party liability. You are also protected against:
Damage to your motor vehicle due to accidental collision, overturning, fire, external explosion, self-ignition, theft, or a malicious act unless specifically excluded.
Accrued legal liability and agreed costs and expenses against third party bodily injury/ property damage arising out of use of motor vehicles unless specifically excluded.
Third-party liability covers you against: Death or bodily injury to any third party/person. Damages to third party property arising out of the use of your motor vehicle. More importantly, this policy does not cover any damage or loss to your own vehicle.
Yes the cover is provided at an additional cost.
A number of factors are used to calculate your insurance Premium. Amongst these factors are the age of the driver, length of driving experience, claims history, location, value of the Vehicle and type.
The excess or deductible is the customer contribution made at the time of non-recoverable claim(s) due to an accident. Non-recoverable motor claims usually occur when an accident is caused by the insurance policy holder. Our standard excess is as per UAE law.
A 13 month insurance period is required to cover the one-month registration grace period.
RSA, Oman Insurance, NGI, AXA are a few of them.
Please call on the direct line of our sales agents (04-3160171, 04-3160094, 04-3160097 and 04-3160944)
Please call on the direct line of our sales agents (04-3160171, 04-3160094, 04-3160097 and 04-3160944)
New Motor insurance – Purchase Invoice from Agency, Emirates ID, Driving License Copy. Renewal Motor Insurance - Emirates ID, Driving License Copy, Mulkya Copy.
The Policy holder must have a financial interest in the Vehicle. The traffic department will only register a vehicle in the name stated on the certificate of motor insurance.
As the insurance Premium is affected by the profile of the driver, it is not possible to simply transfer insurance cover from one driver to another. The existing Policy must be cancelled. The new owner will then be given a new insurance Policy that is required for registration purposes.
"No Claims Discount" (NCD) is the discount given on your premium based on the experience (i.e. number of years without claims) of the driver.
The excess or deductible is the customer contribution made at the time of non-recoverable claim(s) due to an accident. Non-recoverable motor claims usually occur when an accident is caused by the insurance policy holder. Our standard excess is as per UAE law.
Kindly refer to your insurance policy booklet and T&Cs for detail claim process.
If you have selected Agency Repairs then Your Vehicle will be repaired at the authorized dealership. Otherwise insurance company will select one of its own authorized repairers.
If you have opted for Agency Repairs then your Vehicle will be repaired at the main authorized dealership. Otherwise insurance company will select one of its authorized repairers depending on the Vehicle type, nature of damage and availability.
Policy cancellations can be made subject to the following:
To cancel the policy please call the direct line of our sales agents (04-3160171, 04-3160094, 04-3160097, 04-3160944).
Premium for the unexpired period is returned as long as no claims were made during the insurance period. The refund is calculated on pro rata basis.
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