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For your ease we have developed three packages which give you unparallel coverage wherever you go.
|Price||Up to 5 days||AED 50||AED 95||AED 130|
|Up to 15 days||AED 74||AED 160||AED 230|
|Up to 31 days||AED 110||AED 240||AED 330|
|Up to 62 days||AED 185||AED 290||AED 400|
|Up to 92 days||AED 260||AED 380||AED 550|
|Up to 5 days||AED 440||AED 850||AED 850|
|Coverage||Countries||Europe - Schengen||Worldwide excluding USA & Canada||Worldwide|
|Cancellation||Not covered||USD 5,000|
|Missed departure||Not covered||USD 500|
|Travel delay||Not covered||USD 500|
|Curtailment||Not covered||USD 5,000|
|Baggage delay||Not covered||USD 500|
|Personal Baggage||Not covered||USD 5,000|
|Personal money||Not covered||USD 500|
|Passport Assistance||EUR 350||USD 500|
|Emergency Medical Expenses||EUR 30,000||USD 1,000,000|
|Personal Accident||EUR 30,000||USD 30,000|
|Personal libility||Not covered||USD 1,000,000|
|Legal expenses||Not covered||USD 50,000|
|Writer Sports||Not covered||optional|
|Golf cover||Not covered||optional|
Click here for Travel Insurance Policy
Click here for Travel Insurance Policy
The main difference is that a single trip policy covers you only for that specified holiday/ trip, whereas an annual policy will cover you for multiple trips made during the year without having to notify us. The cover and the limits offered for our annual and single trip policies are identical.
An annual policy is more suited for someone who is likely to travel more frequently as it is more cost efficient.
Yes, but any claims relating to those pre-existing conditions will be excluded from the policy.
A pre-existing condition is defined as any medical condition which existed prior to a journey affecting you and/or any close relative and/or travelling companion, including but not limited to (a) a condition for which the person is on a waiting list for hospital in-patient treatment, (b) a condition referred to a medical specialist, (c) a condition or the cause of in-patient treatment within 12 months prior to the journey or (d) a condition for which a terminal prognosis has been provided by a medical practitioner.
Yes, provided you are with an instructor and you are diving no deeper than 30m.
If the insured is less than 16 years old, he/she is considered a child. Anyone over this age, is classified as an adult. The maximum age that we will accept is 75 years of age.
No, however a reduced rate is charged but they still need to be added into the policy.
The main reason we impose an age limit of 65 years on our travel policies is because of the high propensity and probability of claims within this age group due to ill health. If we covered these risks, the result would be a general uplift in all premiums. However, we try to be accommodating and flexible so if there are cases where the age limit is a problem then please call our customer service team.
Under the terms of our policy, we can offer travel insurance for any travel up until 10 weeks prior to the estimated due date of delivery. After this, there is exclusion for any claim arising from the pregnancy concerning the medical, cancellation, or curtailment sections of the policy.
This is set by you when applying for single trips up to a maximum of 62 days. For annual policies, the maximum is also 62 days.
Yes, we do offer a skiing option that provides cover on a range of skiing benefits for customers who want to take part in normal winter sports activities. Please tick this box when requesting an online home insurance quotation. A premium charge will be made for this extension.
War and terrorism are standard exclusions under the terms and conditions of this and most other Travel Insurance policies.
Cancellation on the grounds of war or terrorism isn't covered by your policy.
We have a dedicated 24 hours a day, 365 days a year Assistance Centre that you can contact from anywhere in the world. Simply call +44 (0) 20 8762 8008 and they can provide you with the help that you need including repatriation back to the UAE if deemed medically necessary
Our annual and single trip policies allow some hazardous sports. The following is a list of hazardous activities covered and excluded under our travel policy.
|Covered||Covered if professionally organised and supervised. Provided you wear appropriate safety equipment and take appropriate precautions||Not Covered|
|Badminton||Archery||Big Game Hunting|
|Baseball||Banana Boating||BMX Stunt Riding|
|Basketball||Black Water Rafting||Bouldering|
|Boogie Boarding||Bungee Jumping||Boxing|
|Bowls||Canoeing / Kayaking (no white water)||Canyoning|
|Cricket||Clay Pigeon Shooting||Caving / Pot Holing|
|Curling||Flotilla Sailing (with professional leader)||Cycle Racing|
|Cycling (no racing)||Go Karting||Flying (except as a fare paying passenger)|
|Fell Walking||Gymnastics||Free / High Diving|
|Fishing||Hiking under 6,000m||Gliding|
|Golf||Horse Riding (no jumping)||Hang Gliding|
|Ice Skating||Hot Air Ballooning||Horse Jumping / Hunting|
|Jogging||Indoor Rock Climbing (with belays)||Judo / Karate / Martial Arts|
|Manual Work (at ground level involving no machinery)||Jet Biking||Kite Surfing|
|Marathon Running||Paint Balling||Micro Lighting|
|Mountain Biking (on recognised routes)||Parascending (over water)||Motor Cycling (unless on machines of less than 125cc and where you have held a motorcycle licence for at least 3 years and are conviction free)|
|Rounders||River Tubing (no white water)||Organised Team Sports|
|Sailing (within territorial waters)||Shooting (not Big Game)||Parachuting|
|Scuba Diving (down to 30m accompanied by a qualified diver or instructor)||Sleigh Riding as a passenger||Paragliding|
|Snorkelling||Swimming with Dolphins||Parascending over land|
|Squash||Water Skiing (no jumping)||Professional / Semi Professional Sports|
|Surfing||White Water Rafting||Quad Biking|
|Table Tennis||Sailing (outside territorial waters)|
|Tennis||Scuba Diving (below 30m)|
|Ten Pin Bowling||Shark Diving|
|Walking||Water Ski Jumping|
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