U By Emaar Signature Credit Card

Distinctively rewarding

A credit card that rewards you with enriching experiences every day

Earn 1.25% back as Upoints on spends and 5X for all Emaar spends

6.25% back on spends at Emaar including Dubai Mall, Marina Mall & Emaar Communities

Complimentary access to over 1,000 premium airport lounges globally

U By Emaar Signature Credit Card

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At a glance

Now each unforgettable experience is more rewarding

Minimum salary: AED 12,000

Buy one get one free on movie experiences with Reel Cinemas

Joining fees: AED 525
Annual fees: AED 262.50

Key benefits and highlights

Earn UPoints on spends

6.25% on all Emaar spends
1.25% on all other spends

Redeem UPoints instantly at over 2500+ stores across your favorite brands
Receive U By Emaar Gold Status
Get 15% off on F&B and Spas at Emaar Hospitality Group Hotels
Complimentary room upgrades on hotel stays
Up to 30% discount on entertainment at Emaar Entertainment Group
Buy 1 get 1 free on movie tickets at Reel Cinemas
Complimentary airport lounge access to over 1000 lounges worldwide via the Visa Airport Companion App.
Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

Shop

Get 6.25% back on all your shopping & dining spends

Stay

Enjoy 6.25% back when you stay at Emaar Hotels

Complimentary room upgrade on hotel stays. You can also get 15% off Spas at Emaar Hospitality Group

Terms and conditions

Dine

Enjoy 6.25% back when you dine at restaurants

Get up to 15% off on F&B at the Emaar Hospitality Group including Atmosphere and Thiptara restaurants

Pay on the go with Emirates NBD Cards

Make secure, cashless payments using your compatible phone or wearable.

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Play

Enjoy up to 30% off on entertainment

Enjoy up to 30% off on Entertainment at Emaar Entertainment Group including The Dubai Underwater Zoo, Kidzania and Dubai Ice Rink

Enjoy

Buy one get one free on movie experiences

Free soft drinks and popcorn subject to a minimum monthly spend of AED 5,000 on your U by Emaar Signature Credit Card

Terms and conditions

New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

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Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Requirements and documents

Minimum salary: AED 12,000

Up to AED 60,000 job loss cover for up to 12 months or until re-employment

Annual fees: AED 262.50

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with ENBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with ENBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with ENBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with ENBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Redeem Upoints

Earn Upoints

U by Emaar T&Cs

Credit Cards T&Cs

Cards support

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"

Gnew Weng

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Support

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Receiving your card
Pay your credit card dues in installments
Balance Transfer

Rewards & Benefits

Understanding your rewards

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Reset your PIN

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Update your phone number

Everyday banking

Cardless cash withdrawal

Have a question? Visit our Help & Support section for answers to your queries.

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