You may avail this offer on:
Offer available for limited time
Terms and conditions apply
The Sheikh Zayed Housing Program is a government initiative aimed at providing affordable housing solutions to eligible customers.
The programme is exclusive for UAE Nationals as per the list that SZHP provides to Emirates NBD.
Emirates NBD offers interest free for maximum finance amount of AED 800,000 and competitive interest rates flexible repayment options and personalized assistance throughout the loan process.
No, a salary transfer is not mandatory. However, you are encouraged to transfer your salary to Emirates NBD if you intend to avail other benefits, we offer to the UAE national segment.
The maximum home finance amount available is AED 800,000 (interest free - at a interest rate subsidized by SZHP). If you require an additional finance amount, subject to your eligibility, the financing will be provided based on a special competitive commercial rate.
The maximum finance tenor is 25 years.
The financing of the AED 800,000 amount is interest free for the customer. Any additional amount required will be given back on your eligibility and on a special competitive commercial rate.
Financing is provided for both self-construction and ready property projects as follows:
Yes, we offer home loan insurance options to protect your investment. Property insurance is complementary and life insurance is optional. Our team can provide details on available policies.
The Sheikh Zayed Housing Program is a government initiative aimed at providing affordable housing solutions to eligible customers.
The programme is exclusive for UAE Nationals as per the list that SZHP provides to Emirates NBD.
Emirates NBD offers interest free for maximum finance amount of AED 800,000 and competitive interest rates flexible repayment options and personalized assistance throughout the loan process.
No, a salary transfer is not mandatory. However, you are encouraged to transfer your salary to Emirates NBD if you intend to avail other benefits, we offer to the UAE national segment.
The maximum home finance amount available is AED 800,000 (interest free - at a interest rate subsidized by SZHP). If you require an additional finance amount, subject to your eligibility, the financing will be provided based on a special competitive commercial rate.
The maximum finance tenor is 25 years.
The financing of the AED 800,000 amount is interest free for the customer. Any additional amount required will be given back on your eligibility and on a special competitive commercial rate.
Financing is provided for both self-construction and ready property projects as follows:
Yes, we offer home loan insurance options to protect your investment. Property insurance is complementary and life insurance is optional. Our team can provide details on available policies.
Yes, SZHP home loan product allows for partial or early repayments without penalties. Please check the loan agreement for specific terms.
Missing EMI payments may result in penalties or affect your credit score. It is essential to communicate with our bank if you encounter financial difficulties.
You may call our call center at 600 54 0000 or visit the nearest Branch located in your area. We encourage you to submit you query through the application form available in our website.
The process involves document verification, credit assessment, property appraisal/evaluation, and final approval. Our team will assist you at every step.
You may reach out to your mortgage advisor as well as you will be notified through SMS/Email about the status of your application through the whole process.
Refer to the customer document requirements in the webpage
7 to 10 working days provided that you provide all the documents required
For free hold it is permissible. However, for granted land, it is subject to the relevant authorities’ approvals.
The margin on the loan remains unchanged. However, the variable component (EIBOR) change based on the prevailing market rate. This only apply to the over and above AED 800,000 finance amount.
