The higher your balances, the greater your chances of winning!

For Individuals, only balances held under *Eligible Accounts are included in the program.

*Eligible Accounts: Resident Millionaire Savings Account and Emirati Millionaire Account

For Entities/ Non-individuals, only Current account held balances under select packages under Business Banking are included in the program.

Pool 1 - Individual Resident Expat customers Pool 2 - Individual UAE National customers (Emirati)

Pool 3 - Entity/ Non-individual customers with Authorized Signatories who are UAE Nationals (Emiratis)

Pool 4 - Entity / Non-individual customers with Authorized Signatories who are Resident Expats

There are eight grand prizes totaling to AED 22,000,000 cash amount.

There is no cap on maximum number of entries, for both Monthly, Mega Monthly and Grand draw.

There are total 56 winners with cash prizes from AED100,000 up to AED1,000,0000 each

To qualify for the draw for all four pools an increase of balances vs previous month across all Eligible Accounts in any month is the base requirement.

Only the primary account holder will be awarded the prize

No, this will not qualify for balance increase criteria nor qualify as an entry to the draw.

All existing and new customers from Personal Banking, Priority Banking, Business Banking and Private Banking segments are eligible to participate in the program. Minimum eligibility thresholds apply.

Individual customers who open a Resident Millionaire Savings Account and Emirati Millionaire Account will be automatically registered for this program.

For non-individual customers under Business Banking Platinum, Business Banking Prestige, Business Banking VIP Privilege programs and any other Business Banking customer with authorized signatories who are UAE Nationals (Emiratis) to be eligible for the entries, draw and award, have to register and opt-in for this program via Emirates NBD website dedicated registration page.

Account(s) that are in a foreign currency, its balance will be converted to AED equivalent to assess the eligibility.

1)Grand Prizes:

• Resident Individuals- 2 winners of AED 4,000,000 each
• Emiratis- 2 winners of AED 5,000,000 each
• Non-Individuals- 4 winners of AED 1,000,000

2)Grand Prizes:

• Resident Individuals and Emiratis- 20 winners of AED 1,000,000 each
• Non-Individuals- 36 winners of AED100,000 each

3)Monthly Prizes:

• Resident Individuals and Emiratis- 504 winners of up to AED 100,000
• Non-Individuals- 204 winners of up to AED 50,000

There are 3 draw pools for monthly, mega monthly and grand draw(s):

1) INDIVIDUALS

Pool 1 - Resident Individual and Pool 2 - Emirati / UAE National Individual customers:

• This pool will have entries of existing, NTB (new to bank) and NTL (new to liabilities) “Resident Individual” Fand “UAE National Individual” customers who have increased balances and/or opened a payroll transfer or non-payroll account.
• Every increase of AED 10K deposit or AED 8K average monthly payroll balances on *Eligible Accounts (during the program period) over previous months’ average balance will qualify to get one entry into the draw.
• The increase will have to be NTB funds. NTB funds denote new funds brought into Emirates NBD group.

Every NTB or NTL account opened will earn additional entries, subject to average balance during program period (average balance growth vs previous month)
New accounts opened through Digital Account Opening on the mobile app will get one additional entry.

2) NON-INDIVIDUALS

Pool 3 - Entity/ Non-individual customers with Authorized Signatories who are UAE Nationals (Emiratis) and Pool 4 - Entity / Non-individual customers with Authorized Signatories who are Resident Expats:

• This pool will have entries of existing, NTB (new to bank) and NTL (new to liabilities) “non-individual” customers who have increased balances and/or opened a business account.
• Every increase of AED 100K in Current Accounts average balance (during the program period) over previous months’ average balance will qualify to get one entry into the draw.
• Every NTB or NTL account opened will earn additional entries, subject to average balance during program period (average balance growth vs previous month)
• Based on increase or decrease in the monthly average balance compared to the previous month end balance, the draw entries shall be adjusted accordingly as per each pool’s required balance thresholds
• Number of entries for the quarterly grand draw of a particular pool will be cumulative for the period from last draw to current draw.

Example 1:
An existing BUB Platinum non-individual customer has AED 100K average liabilities relationship balance in July 2024. Over the program period 01 Aug 2024 - 31 August 2025, the average relationship balance grows to AED 400K (all increase in CASA). Customer will be eligible for 3 draw entries (growth of AED 300K / AED 100K for each entry).

Example 2:
An existing PSB Beyond customer has AED 25K average liabilities relationship balance in August 2024. Over the program period of 01 Sep 2024 - 29 Feb 2025, the average relationship balance grows to AED 90K. Customer will be eligible for 6 draw entries (growth of AED 65K / AED 10K for each entry).

No, funds will have to be new to Emirates NBD group. Growth in balances is required at CIF level for eligibility.