Welcome 2021 with a New Home and Big Savings
A home is where your story begins, so go ahead and write your own. We bring you exclusive offers and benefits on Home Loans to buy the house you always wanted.
2.49%* p.a. reducing
Loan value
up to 85%
Loan amount up to
AED 15 Mn
Zero
Application Fee
Terms and conditions apply
*Linked to 1-month EIBOR + 2.25% margin
Valid until 30th April, 2021
Overdraft
Zero setup fees for your Overdraft
Convenient way to manage your expenses
Choose a loan that fits your need
Low interest rates on all properties
Loans for Salaried - Expats & UAE nationals, Non Residents* and Self Employed - Expats & UAE nationals
Loan Tenor up to 25 years
Transfer your Home loan to us at competitive rates
How much would you like to borrow?
Amount AED
AED 250,000 15,000,000
Tenor Years
1 year 25 years
AED 25,000
Your approximate 'Monthly Payments (EMI)'
Interest rate: 2.29% p.a. (reducing). Terms and conditions apply. Interest rates vary by tenor & subject to bank policy
*Amount does not include down payment as per CB regulation. *Rate is based on EIBOR + Fixed Margin.
Apply now and get additional benefits
Home loan for UAE Nationals
An opportunity for UAE Nationals to buy a new home, get a Mulhaq loan or construct a property of your own.
Home loan for Expats
UAE is your home away from home and you are welcome here with open arms. We extend our home loan packages for Expats to help you settle comfortably in the UAE with your family.
Mortgage Loan Buyouts
Switch your existing Home loan to Emirates NBD and save more! Take advantage of our low-interest rates & higher loan amounts with other benefits.
Loan against Property
We give you the option of getting cash equity against your existing freehold property without having to move out or sell it.
Commercial loan for Retail Space and Office unit
Commercial Mortgage loans give you the advantage to purchase ready constructed commercial property.
Home Loans for Non Residents
Own a Home in the UAE while living in your home country. We offer loans to Non Residents as well. Get a loan from us to purchase a property in the UAE.
Tips For Mortgage Loans
Is the lowest home loan rate always the best?
Don't get trapped by lowest rate for fixed intro period. Evaluate the floating rate, both base rate and margin, after fixed intro period to make balance decision. Your fine property selection should be bases on floating rate estimate and not on lowest rate offered for short intro period. This will help to avoid financially stretched decision.
Loan to value [LTV]
Loan to value [LTV] ratio is a financial term used by lenders to express the ratio of a loan against the value of an asset. LTV is a key ratio commonly used by lenders for mortgage eligibility.
Borrow Wisely
Do not stretch your financial commitment by unnecessarily extending mortgage tenor. Long tenor reduces installment or make your eligible for higher loan amount but they service more interest thus making it more expensive to own the home on overall basis. Higher the down payment means lower repayments on your loan.
We'll help turn your plans into reality
Apply for a Home Loan today and get a head-start
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Do you need help?
Call us on 600 54 0000 within UAE or +971 600 54 0000 for International