Smart Invest
Comprehensive savings solutions that offers the best commission in its class. The Smart Invest plan allows you access to a unique and diversified range of funds to suit different investment needs and risk levels. Your money is managed by a team of world-class investment managers, allowing you to build an investment strategy that fits into your financial goals.
- Single and regular premium options
- Available to investors aged between 18 to 70
- Flexibility to pay additional lump sum contribution any time
- Option to withdraw the profits without any charges
- Life cover - 101% of the fund value
- Partial encashment options available
- Fund range managed by world renowned fund houses
- 12 free switches between the funds per year
- Low surrender charges
- Shorter Tenure (1, 2, 3, 5)
- Highest revenue among the per group products revenue (pays as high as 31% of the 1st year premiums as revenue for 5 year term)
- Competitive charging structure

