Smart S@ver Account
Enjoy high interest rates as well as the flexibility to operate
your account online - it’s right at your fingertips!
Now, the Smart S@ver account is also available in major
currencies like USD, GBP & EUR at attractive interest rates
based on the account balance. The more you save, the
more interest you earn. Also, avail various other banking services that can meet your needs.
Simply open the account using our Online Banking.
- Funds to the account electronically - via Online Banking transfers and cash deposit machines
- To encourage regular savings, no ATM card or cheque book is offered with the Smart S@ver account
- Use less paper by viewing and downloading your account statement via our Online Banking
No documentation required, as this account can be opened only by existing customers, who have an existing account with the bank.
||Interest rates (p.a.)
||Interest calculation based on
||Interest Pay-out (credit to account)
|Smart S@ver - AED
|Less than AED 10,000||0.25%|
|AED 10,000 to less than AED 100,000 ||0.75% |
|AED 100,000 to less than AED 1,000,000||1.75%|
|AED 1,000,000 & above||2.25%||Daily closing balances
|Smart S@ver - USD
|Less than USD 2,500 ||Nil|
|USD 2,500 to less than USD 25,000||0.25%|
|USD 25,000 to less than 250,000||0.50%|
|USD 250,000 & above||1.00%||Daily closing balances
|Smart S@ver - GBP
|Less than GBP 2,000||Nil|
|GBP 2,000 to less than GBP 20,000||0.50%|
|GBP 20,000 to less than GBP 200,000||0.75%|
|GBP 200,000 & above||1.25%||Daily closing balances
|Smart S@ver - EUR
|Less than EUR 2,500||Nil|
|EUR 2,500 to less than EUR 25,000||0.50%|
|EUR 25,000 to less than EUR 250,000||0.75%|
|EUR 250,000 & above||1.25%||Daily closing balances
Terms and Conditions apply. Interest rates are subject to change.